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The Rachel Cruze Show

10 Minutes of People Living Frugally and Winning

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.83.6K Ratings

🗓️ 12 November 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Watching your spending isn’t just for those of you in Baby Step 2! In this episode, I’m celebrating people living frugally in all stages of life. Next Steps: 🎥 Watch my video 8 Things I Stopped Buying (and You Should Too). 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for 47% off.   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

So in my current stage of life, the word frugal is not something I would probably use to describe myself.

0:11.1

But I have definitely experienced seasons where money is tighter than others.

0:15.5

And I'm always impressed with people in their creativity of how they figure out how to save money.

0:20.8

And they do it usually to reach

0:22.1

a big financial goal. And so it's always inspiring. So today I'm going to react to some videos

0:26.6

of people winning by living frugally. And spoiler alerts, I may or may not know number five

0:34.4

personally. So make sure to like, subscribe and share this episode with a friend all right

0:39.0

first up here is frugal millionaire mom i save as a frugal millionaire i reuse and repair just like

0:47.2

these gift bags as well as tissue paper and this cord broke but a little electrical tape fixed it

0:52.6

right up i always try not to buy something

0:54.6

new unless I really have to. And I save so much money by enjoying free or low-cost activities in my

1:01.6

area. My library offers free passes to things like museums and aquariums, and that's what our taxes

1:07.1

are paying for, so make sure you take advantage of it. Another way I save is by stretching the

1:10.8

products that I have, either by using less of it or using it less frequently. And I might be a millionaire, but I am not going to let all that lotion go to waste. And I am not ashamed to buy clear and stout groceries. I save thousands of dollars doing this. Even if it's close to its best by date, I will buy extras and freeze it for later.

1:28.0

And last but not least, it is unbelievable the amount of things that you can buy used or get

1:32.7

for free from a buy nothing group. And not only is it better for your wallet, it's better for the

1:37.2

planet. And if you love saving money too, make sure you give me a follow. Oh my gosh,

1:41.9

so many great things. Okay. Definitely reuse the bags 100%. The tissue paper,

1:47.8

that is a Sharon Ramsey and my sister Denise specialty. They, I can't, y'all. I don't know why.

1:54.6

The tissue paper, pardon me, is like, you can buy a mass. They can tissue paper for like $5.

1:59.0

Why are we literally, we are remolding the tissue paper. We are taking the wrinkles out and we are folding it nicely and we are going home with the tissue paper. That's what my mom did and my sister did for every baby shower or every birthday party. They save the tissue paper. And I don't know why. It just makes me laugh. I'm like, the bags, absolutely. Like I will save and reuse birthday bags. but tissue paper i don't know why it just makes me laugh. I'm like the bags, absolutely. Like I will save and

2:17.9

reuse birthday bags, but tissue paper, I don't know. The product thing is interesting too because I feel like if I'm on the end of a product, I am that same way where I'm like, I want to use every little bit and you just feel like you can't afford the next one. Like it's like I'm using every amount that I can. So I get that. But I think what I saw on her is she like cut the shampoo, like the lotion bottle and all that.

...

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