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The Rachel Cruze Show

What Happy People Know About Money (With Dr. Arthur Brooks)

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.83.6K Ratings

🗓️ 14 November 2025

⏱️ 21 minutes

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a free personalized plan. On today’s episode, I had the honor of sitting down with Dr. Arthur Brooks to discuss the emotions around money and how you can improve your relationship with money to create a life you love. Let’s dive in!   Next Steps: 🎥 Watch my video Easy Ways to Diffuse Conflict in Tough Conversations (With Jefferson Fisher). 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a 7-day free trial.    Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Today, I am thrilled because Dr. Arthur Brooks is joining us again.

0:10.3

He is a Harvard professor, a best-selling author.

0:12.9

The list goes on and on.

0:14.1

And today he's here to talk through the psychology of money.

0:18.1

So I cannot wait for you guys to hear our conversation.

0:20.6

So here it is. Thanks for

0:22.2

being back on. Hi, Rachel. Nice to see you. So appreciate it. Me too. You were such a hit last time.

0:26.9

Thanks. I'm glad. I love your show. Thank you. Thank you. Thank you. Okay. So when it comes to money,

0:31.5

I feel like there's these like cliches people, high level kind of believe. Either more money will make me happy and or you hear

0:40.0

money will never make you happy, right? And so you kind of hear these extremes. From your experience,

0:45.3

where do you land on the scale, on the spectrum of what does money do with our happiness?

0:50.4

Yeah. So one of the interesting questions is why we all kind of know that money doesn't buy happiness,

0:56.0

but we always think that maybe we're different.

0:59.0

Yes, yes.

1:00.0

I could just have to know.

1:01.0

Yeah, I'm an evolutionary social psychologist, so, and social scientists.

1:05.0

So what I'm really interested in is the basis of our misbeliefs.

1:08.0

And they almost all come from the placeistocene era when the human brain

1:12.3

was fully developed in a different time and place. So human beings lived in bands of 30 to 50

1:18.9

individuals until only about 10,000 years ago. And the prerogatives that you had, the imperatives that you

1:25.0

had were to survive and pass on your genes. And so all of these impulses that you have are the imperatives that you had, were to survive and pass on your genes.

1:32.8

And so all of these impulses that you have are to do things that will help you survive and pass on your genes, like get mates, get food, et cetera. And we think that if we give into those things,

...

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