Why You Should Spend Like No One Is Watching
The Rachel Cruze Show
Ramsey Network
4.8 • 3.6K Ratings
🗓️ 10 November 2025
⏱️ 7 minutes
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| 0:00.0 | All right, I love the phrase, spend like no one is watching. And I love this because it gets to sometimes |
| 0:12.1 | my core motivation when I started asking myself a few years ago of if nobody sees this purchase, |
| 0:18.0 | do I still want it? So stick around to find out why it might be a smart |
| 0:21.5 | financial move for you to spend like no one is watching. And make sure to like, subscribe, |
| 0:25.8 | and share this episode with a friend. So sometimes we realize it, sometimes we don't, of why |
| 0:32.2 | we spend money. And comparison is always a cycle that we can get into. This is human nature. |
| 0:37.8 | But for most people, on most days, we don't need that mindset, you guys. |
| 0:41.7 | So here are three things I want you to try next time you go shopping or you want to buy |
| 0:46.4 | something to make sure that you're not subconsciously wasting money on the comparison game. |
| 0:52.4 | Number one, ask yourself if you're spending money to impress other people. |
| 0:58.2 | Now, most of our knee-jerk reaction is like, no, of course not. |
| 1:00.8 | No, no. |
| 1:02.0 | But listen, sometimes, you know, it's not always obvious. |
| 1:05.0 | And so if you get an immediate endorphin boost, that is very normal. |
| 1:10.1 | That happens to us physiologically, |
| 1:12.8 | like when we buy and spend the money. But also, after that kind of dies down, it's like, okay, |
| 1:18.6 | why am I excited? Am I excited for people to see it? Am I excited because it kind of gives me like |
| 1:24.3 | an ego boost to feel like I'm doing really good? You know, whatever the thing is, if you feel like this purchase is going to help you have |
| 1:31.7 | less FOMO or not feel left out or feel like you are part of the trend, part of the culture, |
| 1:36.4 | all the things, these are all indicators that maybe your motivation is a little bit off. |
| 1:42.7 | Now, again, when I say all of that, most people are like, |
| 1:46.2 | oh, no, no. But also, most of us are just making decision after decision after decision, |
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