In this episode, we talk about some of the surprising science behind your spending habits.

Go ahead and put away that credit card because you are now listening to Tiny Leaps, big changes. Today's song is called Good Love by Amaruge and featuring Ava. It's pretty late in the afternoon

right now as I put this episode together and the vibes that this song has are the perfect

fit for me.

I hope you enjoy it as well and check out the artist and let's jump into the show. Welcome to another episode of Tiny Leaps, Big Changes,

Where I share simple research-backed strategies you can use to get more out of your life.

My name is Greg Clunice and back in episode 26 I shared three extremely simple things you could do to save yourself a little bit of extra money.

That episode was released to some really positive feedback and so I wanted to do a little bit of a follow-up exploring one question.

Why are some people better at Savin than others?

Here's an excerpt from Rameith Saitis article, Personal Finance is not about more willpower on the I Will

Teach You to be Rich website.

The idea that personal finance is about willpower is based around the heroic idea that our

willpower is the most centrally important driver in our lives but social

psychologists know that the situation around us is at least as important as our personality.

And then he goes on to write, we all know managing our money is important.

We say being financially responsible is a value of ours, but knowing and saying doesn't make it so.

The structures around us matter."

This is a fundamentally true statement.

If saving money were just about willpower, we'd all do it no questions asked.

I don't think a single one of you would argue that save in money isn't important.

So if we all know it's important, why don't we all do it?

Well, that's because it's not just about willpower.

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