Hey friends, welcome back to episode 926 of the Money Girl podcast.

I'm your host, Laura Adams.

I'm an award-winning author, spokesperson, speaker, founder of the MoneyStack.

That's my substack newsletter and host of Money Girl with over 44 million downloads.

You can always connect with me and sign up for the money stack at laura d adams.com.

If one of your goals is having a comfortable retirement, claiming social security benefits

may be a key part of your plan.

You know, I know it is for me. It's certainly something that I'm factoring in to how much I'm saving. The program pays benefits to more

than 50 million qualifying Americans who reach a set retirement age, survive the death of a spouse

or a close family member, or are disabled.

Even if you're decades away from retirement age, understanding how to qualify for Social Security,

and getting the highest possible benefit is critical.

So I hope you'll stay with me.

Today, I am really excited to be joined by Bill Rinaldi.

He's an author, Social Security

Special Security Special Security Services consultant at Security Mutual Life Insurance Company of New York.

And he's also the host of the SML Planning Minute podcast. I wanted to talk with Bill about

what's going on with the social security program,

where it may be headed in the future, and how to discern fact from fiction. We hear a lot about

social security in the news, so I really wanted to, you know, understand what's going on from a

specialist. We have a great conversation discussing whether we can count on Social Security

for future retirement benefits, what's happening with the Social Security Trust Fund and projected

...