Hey everyone, welcome back to Finance Friday. It's another special edition of Money Girl where I answer your burning money questions.

Maybe you email them to me, maybe you record them. I take the ones that I think will appeal to the most people, to the most listeners.

And today's topic comes from Natalie, who says, I have two small kids and want to make sure my husband and I can pay

for their college and have something left to give them to buy a home one day. What are the best

places or ways to start saving for them? This is a great question, Natalie.

I love that you're already thinking about college for your young kids

and, you know, just thinking about protecting their futures.

This podcast will review five ways you can achieve financial goals for your kids

and give them a financial head start in life.

Welcome back, everyone. This is episode 933 of Money Girl. I really appreciate you being here.

I'm Laura Adams. I'm an award-winning author, a spokesperson, speaker, and founder of The Money

Stack. That's my substack newsletter. You can learn more, ask your questions, and sign up for

the money stack at laura d.adams.com. When you're there, you can subscribe for free or become a paid

member and get access to live educational events. So I hope to see you there. I really appreciate

Natalie's question because being a parent means you've got

lots of ongoing expenses and, you know, lots of things competing for your financial, your goals,

your resources. Before you begin setting money aside for your children, though, it's crucial to

make some wise decisions about your own financial

future. For instance, if you sacrifice your financial security to save for your kids or to put them

through college, you may find yourself relying on them to support you in your old age. Remember that kids

will have options like working, getting scholarships,

and taking out federal student loans for school. However, you won't have any loans or grants to

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