Hey everyone, welcome back to Finance Friday. It's another special edition of Money Girl where I answer your burning money questions.

Today, our topic comes from Olivia, who says, I'm 27 and make $55,000 a year at my day job, plus income from side hustles. I have an auto loan of about

13,000, student loans of about $11,000, and no credit card debt. I put $50 a month into a Roth IRA

and plan to contribute more when I pay off my student loans. I also want to buy a home when my

student loans get paid off. Should I use extra money to open a CD for a future home? Pay off my

student loans or invest more for retirement? Thank you so much for your question, Olivia. You've got

some terrific money goals. Knowing how to manage

your money best can be pretty challenging, especially when you want to achieve a lot with it.

This podcast will review five steps for prioritizing your resources wisely, so you build security

and reach your financial dreams. Thank you for downloading this

episode number 931 of Money Girl. I'm Laura Adams, an award-winning author, speaker, spokesperson,

and founder of the Money Stack. That's my substack newsletter. You can subscribe for free or support

the show as a paid member and get access to live

educational events. You can learn more and connect with me at laura d adams.com. That's where you can

email a money question, learn more about my books, sign up for the money stack, and you can also

record a brief question or comment on our voicemail at 302-364-0308.

I'd love to hear from you and feature your question here.

All right.

So how do you prioritize things like savings, investments, and debt?

You know, there's so much that we all want to do with our money.

I think Olivia's dilemma is very,

very relatable. You know, we've all got limited financial resources, and many of us have

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