Your Money Habits Are Our Financial Pet Peeves—Let’s Talk! (With Jade Warshaw)

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.8 • 3.2K Ratings

🗓️ 8 January 2026

⏱️ 60 minutes

🔗️ Recording | iTunes | RSS

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Summary

📖 Order Jade’s new book, What No One Tells You About Money. Are you guilty of these annoying money habits? In this episode, we sit down with Jade Warshaw to rant about our biggest financial pet peeves. Let’s get into it! Next Steps: 🎥 Watch our video Dave Ramsey Answers Your Most-Asked Questions. 💵 Start your free budget today. Download the EveryDollar app! 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: Go to FAIRWINDS Credit Union for an exclusive account bundle! Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍸 Tequila Old Fashioned Recipe from Tommacy Cocktails 2 ounces reposado tequila 1/4 ounce mezcal 1/2 ounce agave nectar 2 dashes orange bitters 2 dashes black walnut bitters Orange peel (optional) Instructions : Combine all ingredients in a mixing glass with ice. Stir for about 20–30 seconds until well chilled. Add a bourbon ice cube to a lowball or rocks glass and strain the drink into the glass over the ice. Express an orange peel over the drink by squeezing it to release the oils. Run the peel around the rim, drop it into the drink, and enjoy! Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Today we asked a debt payoff legend to help us unpack some financial pet peeves with a little tough love.
0:11.0	I'm going to get rotted up.
0:13.0	And I'm so sorry because I'm sure some of you watching and listening are these people.
0:17.0	So sending Venmo payments to a spouse.
0:19.0	You don't feel like this is like the highest of offenses?
0:23.0	No, that's a violation of human rights.
0:30.4	Hey guys, I'm Rachel Cruz.
0:32.5	I'm George Camel.
0:34.2	I'm Jade Warshaw.
0:35.5	And this is Smart Money Happy Hour.
0:39.0	Cheers!
0:43.4	Well, this is the show where two friends who have to be money experts talk about what
0:46.7	you're talking about.
0:47.4	So everything from pop culture, current events, and money.
0:49.9	But first, let's talk about what we're sipping on.
0:51.8	It is a tequila old-fashioned.
0:54.2	I love it. I do, too. A refined drink we're sipping on. It is a tequila old-fashioned. I love it.
0:54.6	I do, too.
0:55.2	A refined drink for a refined guest today. Okay, I've never been described as refined. There you down. Jade, welcome to Harmony Happy Hour. Thank you. We're so glad you're here. We get comments all the time, I feel like, from other episodes with our guests, and everyone's like, have Jade worship. going on, Jade.
1:09.5	Yep.
1:10.2	Well, you're here.
1:10.9	The people what they want.
	...

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