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Smart Money Happy Hour with Rachel Cruze and George Kamel

We Predict the Future of 2026—Money, Celebrities and More!

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.83.2K Ratings

🗓️ 1 January 2026

⏱️ 48 minutes

🧾️ Download transcript

Summary

💻 Register for our Take Back Your Money in 2026 livestream for free!   No one can predict the future, but sometimes it’s fun to try! Today we’re sharing our best guesses for what’s to come in 2026. From housing and investment trends to celebrity weddings and court cases—we’ve got you covered.   Next Steps: 🎙️ Catch our episode We Debunk Your Top Excuses for Not Budgeting. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍾 New Year’s Champagne Champagne of your choice  Instructions: Pick up your favorite budget-friendly bottle of champagne and toast to the new year!   Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Happy New Year. You know, we can't predict the future, but why not try? Here's what we think will happen to your money in 2026.

0:12.6

Oh, boy, I put my eggs in this very specific basket. I think I cried in my childhood bedroom.

0:18.8

I think she needs to pray for me. I mean, I feel like she's closer to God than I am.

0:22.3

Higher the hair, the closer to God.

0:28.5

Hey, guys, I'm Rachel Cruz.

0:30.5

I'm George Camel.

0:32.3

And this is Smart Money Happy Hour.

0:36.9

Cheers.

1:11.8

It's an awfully empty glass. We're going to fill it up in a second, but this is the show where two friends who have new money experts. Talk about what you're talking about. Everything from pop culture, carnivance, and money. And today we're popping a bottle to celebrate. Let's see if I can do it. I'm so nervous. Should I like let it, no, I won't let it fly. I don't want to ruin everything. Ready? Woo! Happy New Year! No sound effect needed. Just a perfect pop. Happy New Year. Man, I love a champs. And that sound just makes it feel like party. You know who loves it more? the producers who did not have to make us a cocktail today i know we're just doing this like we're to kick off

1:16.6

the new year by not working as hard let me see i'm gonna keep i'm gonna have to i'm gonna keep refill on so

1:22.0

you just give me a second okay you go on you do the work you the work. Maybe. But also just through here where the bubbles.

1:29.5

It's that kind of year. Where the bubbles go down. There we go. Whoa. You're good, George. That's a heavy glass. George, that's a glass of champagne. I don't know where you come from. That's a guy. If you poured that into a wine glass, it would be the size of a glass of wine.

1:44.5

We'll never financially recover from this.

1:45.5

Oh, George. But. If you poured that into a wine glass, it would be the size of a glass of wine. We'll never financially recover from this. Oh, George. Lord. How is it? You know. That's some. It's okay. It's technically, look at the bubbles, though. It's technically sparkling wines from California. So it's... It says California champagne. Well, it's not... Can they call it that? No, they must have, like, trademark that name because champagne can only come from Champagne, France. That's a fun fact for Trivia Night. That's why they called it California Champagne. It comes from the Russian River Valley. All right, Sonoma.

2:18.9

I love it.

2:19.8

It's okay.

2:21.0

It's so good.

2:22.8

Anywho.

2:23.5

Feels like the new year.

2:24.8

If you want our rating, which I know you do, we're also going to reveal the cost

2:28.1

per glass all at the end of the episode.

2:30.0

Stick around for that.

...

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