These “Get-Rich-Quick” Schemes Will Topple Your Financial Progress

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.8 • 3.2K Ratings

🗓️ 15 January 2026

⏱️ 35 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Learn how to invest the smart way using Ramsey’s Complete Guide to Investing. Building wealth is actually pretty simple (when you do it the right way). But there are some risky strategies out there that can topple your financial progress overnight. Join us for a live game of Jenga and some commonsense financial advice along the way. Next Steps: 🎙️ Catch our episode Reacting to People’s Money Fails So You Can Feel Better. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a free budget and find more margin with EveryDollar. 📕 Grab a copy of George Kamel’s book, Breaking Free From Broke. Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🥂 Lemon Ginger Mocktail Spritz Recipe from Join Jules 1/2 ounce honey syrup 3/4 ounce ginger juice 1 ounce fresh lemon juice 2 ounces sparkling water Instructions: Blend ginger with a little water and strain. Add honey syrup to a glass. Add ginger juice and lemon juice. Add ice and top with sparkling water. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Today we're talking about the worst and riskiest ways to build wealth, and we're playing a game of Jenga to keep things interesting.
0:11.3	I think Jenga is how I created my anxious attachment.
0:14.0	It's a very anxiety-inducing game.
0:15.9	No, stupid.
0:17.1	Don't do that, guys.
0:18.0	Don't waste your money.
0:20.3	Oh, this is not looking good for you.
0:27.3	Hey guys, I'm Rachel Cruz.
0:29.3	I'm George Camel.
0:31.2	And this is Smart Money Happy Hour.
0:35.1	Cheers, George.
0:36.2	Cheers.
0:39.3	This can't be our table.
0:40.8	No, no, we got a little game here.
0:43.5	Occupato.
0:44.2	Yes.
0:44.7	All right.
0:45.1	Well, this is the show where two friends who happen to be money experts talk about what
0:49.4	you're talking about.
0:50.1	So everything from pop culture, current events, and money.
0:53.1	But first, let's talk about what we're sipping on.
0:55.1	It's a lemon ginger moktail spritz. It's amazing. And I'm not a big ginger fan, but already y'all is so good. This is a winner. So stick around. We're going to give you our rating and reveal the cost per glass at the end of the episode and no earlier. Don't ask. So when it comes to building wealth, Rachel,
	...

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