Hey, what's up? This is Ramses Job. And I go by the name, Q Ward. And we'd like you to join us each week for our show Civic Cipher. That's right. We discuss social issues, especially those that affect black and brown people, but in a way that informs and empowers all people. We discuss everything from prejudice to politics to police violence, and we try to give you the tools to create positive change in your home, workplace, and social circles. We're going to learn how to become better allies to each other. So join us each Saturday

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Episode 462 is episode 226, willpower and self-control in spending.

Welcome to the Frugal Friends podcast where you'll learn to save money,

embrace simplicity, and live a rich in your life.

Here are your host, Jen and Jill.

Welcome to the Frugal Friends podcast. My name is Jen.

My name is Jill.

And today we are talking about two things that are peripheral to our spending, but many experts will say that they are central. And that's willpower and self-control.

It's a good one, and you all really enjoyed it the first time that we put it out, which is typically

why we choose to replay. And of course, as we do, we love looking at the radical middle of kind of what is the role that it plays, but also are there ways that this is maybe a little over-emphasized and how can we kind of implement willpower and self-control, but also how can we understand where grace and humanity needs to come in?

Yeah, I think what we're used to hearing

is that you need to strengthen your willpower and self-control in order to spend well.

And what we think is that you need to be incentivized internally to choose the right spending decisions, which is what we define willpower and

self-control to be. So you cannot white-knuckle your way, like hold on tight and just,

you know, ride the wave to success in making the right spending decisions. There has to be internal motivators in there.

And so that's kind of how we are repositioning the conversation.

But first, this episode is brought to you by the back row.

It's the coolest spot in the classroom, on the bus. You know it. It's the seat that says,

we don't care. And we love a bumpy ride that allows us to harass. I mean, wave at all the

cars behind us. If you too love the back row and you want to sit there with us because you know we are the cool

kids in the backseat, join the street team. It's for all you cool cats who want to tell

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