Hey, what's up? This is Ramses Job. And I go by the name, Q Ward. And we'd like you to join us each week for our show Civic Cipher. That's right. We discuss social issues, especially those that affect black and brown people, but in a way that informs and empowers all people. We discuss everything from prejudice to politics to police violence, and we try to give you the tools to create positive change in your home, workplace, and social circles. We're going to learn how to become better allies to each other. So join us each Saturday

for Civic Cypher on the IHeartRadio app, Apple Podcast, or wherever you get your podcast.

Episode 463, Holiday Anti-Hall, 10 things we're not buying this season.

Welcome to the Frugal Friends podcast, where you'll learn to save money, embrace simplicity, and live a rich in your life.

Here are your host, Jen and Jill.

Welcome to the Frugal Friends podcast. My name is Jen. My name is Jill.

And today we are talking about things we're not buying. We're giving you permission to not buy and giving you permission to make your own list of things that you're not going to buy

this season because it is a list everyone should have. We've got so many lists going on this

year. So many lists we need to check twice. This one, this one's a good one. For every shopping

list you have for the holidays, you should have an equal not buy list, anti-haul list.

Anti-ha. I love the term anti-haul. So you can be confident in the things that you are buying because you are certain in the things you are not. I think it really does help us to focus on, not for the whole time, but to really know

what am I not going to spend money on? It does make me feel a lot more confident about the things

that I am going to spend on. Yeah. So this is just really good practice for values-based spending,

which you know is what our book is all about by what you love without going broke,

buy what you love book.com. You're jumping the gun because this episode is brought to you by the one thing.

The one thing that you should be adding to your hall list is by what you love without going broke.

It is our book that helps you define what you value and

love and offers the solutions and tips to say no to what you don't. So it helps you make that

no buy list. It also helps you stick to it and be freed of the guilt and shame that comes after the holidays when you've bought

things that you don't actually care about. So if you want to free yourself from that, go ahead

and pre-order it at buy what you lovebook.com. And you'll get access to our December and January live classes that are exclusive only for

pre-orders. In December, December 29th, we are making a full year meal plan. We are helping you,

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