Why I Never Panic When the Stock Market Dips (And You Shouldn’t Either!)
The Rachel Cruze Show
Ramsey Network
4.8 • 3.6K Ratings
🗓️ 25 June 2025
⏱️ 5 minutes
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| 0:00.0 | Okay, there's been a couple of times recently where the stock market has like gone down and |
| 0:09.9 | everyone freaks out. So today is your friendly reminder that investing is always a long-term play. |
| 0:17.4 | So let's talk about what it looks like to remain consistent and calm as the stock market goes |
| 0:22.1 | up and down. So make sure to like, subscribe, and share this video with a friend. All right, so let's talk |
| 0:27.7 | about how to stay consistent when you're investing and not to freak out when the market dips. |
| 0:32.4 | Number one, stay put and ride the wave. You guys, investing, it is like a roller coaster. It goes up and down. |
| 0:39.3 | And things are always going to be in motion. And there are going to be moments where you're like, |
| 0:42.6 | oh my gosh, what are we doing? Because if it starts to go down, it's scary. Like that's the part |
| 0:46.7 | of a roller coaster. That's the scariest, right? And you're going to feel the same way with the stock market. But remember, investing in the stock market is a long-term strategy. There is a |
| 0:56.1 | proven rate of return. It's 11.8% that has been the average since the stock market began. |
| 1:02.9 | Okay. That means there are some years where it is way less than that. There are some years where |
| 1:06.6 | there's way more than that. But just no, over time time the American economy still trends upward. Okay. |
| 1:14.1 | Now, again, it's going to take some dips and turns every now and then, but you want to stay put. |
| 1:19.7 | Now, to put this idea to the test and give you a concrete visual, I love using Ramsey's investment |
| 1:26.3 | calculator because it accurately predicts what your money |
| 1:29.9 | is going to do in the stock market over the life of your career and your investing habits. |
| 1:34.3 | But again, you have to remember just to stay put because this is for the long term. |
| 1:39.1 | Now, if you are starting to retire and you're like, hey, golly, like, I'm going to have to pull |
| 1:42.9 | money out soon. Talk to your investment professional, like figure it out. |
| 1:46.2 | But for majority of people, just stay put. |
| 1:49.0 | Number two, keep saving and investing separate. |
| 1:53.1 | So if you are saving up for a big expense and it is in the short term meeting in five |
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