All right. Have you ever made good decisions in your life or even like done the work and really worked on yourself?

But you still feel like somehow you are experiencing consequences as if you didn't. Like you didn't make those good choices.

And it can feel like that if you have a significant other who is in a different financial

situation than you. Recently, Dr. John Deloney and I talked to a guy on the Ramsey show and he was so

hesitant to propose to his girlfriend who had $70,000 in debt because he was debt-free. So should this be a

deal breaker? Well, we're going to talk about it. So make sure to like, share, and subscribe,

and we'll get started. So first and foremost, acceptance is the first step. Because here's

the deal. If you have worked very hard with your money to get yourself in a great place,

the reality is most people out there are going to have debt. So if you are starting a relationship,

more than likely they will have debt. As of mid-20204, the average American adult had around

$66,772 in debt. So that's student loans, car loans, credit card debt, medical debt,

all of it. So listen, debt, it is, you know, not a fun topic always

when you're in it and some of you guys are trying to get out of it. But listen, it can be complicated

and it can become more complicated when you're dealing with two negative balances. So as you're

getting into the relationship, just realizing that, yeah, both of us more than likely will probably have debt,

or if you have become debt-free, more than likely the person you start dating probably will

have debt. Now, if this sounds like you and your significant other, here's what I would say

when it comes to dating or marrying someone with debt. Number one, marriages that thrive

most view themselves as a team. So this is not to point

fingers and be like, look what you did and what you're bringing into the marriage. Because listen,

you have your faults too. They may not be financial. But the idea is to humble yourself and

remember that when you are in a loving relationship, it is worth it to work through these

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