Hoy there from Tampa Bay. My name is Carl White, and you are listening to Loan Officer Freedom.

You know what I'm getting to say. You know what I'm getting to say because I say it.

I've said it every episode for the last three years because it's true

thanks to you we are the number one podcast in the mortgage industry today and I am very grateful for you

for doing that so all right so I've got on the line here a very dear friend of mine somebody I work

with Mr. Owen Lee how you doing doing, Owen? I'm fantastic.

Fantastic. Thanks for having me.

So, Owen, you and I have been working together for, what, about 11 and a half years, 12 years,

something like that.

So I'm a branch manager.

Yep.

You and two partners own the company.

And so I've always looked to you, like, we have two very unique differences in our talents.

Like, so we're, I think one of the reasons why our partnership works so well, number one,

we're both honest people and we're good people. I think that's, oops.

That helps.

Absolutely.

It does help.

But number two, we have different talents.

And your talent of, like, I'm a marketing guy.

And sometimes I take my eye off the ball of, of, gosh, what's the word?

You just help keep me grounded, I guess, is a good way of saying it.

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