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Smart Money Happy Hour with Rachel Cruze and George Kamel

Reviewing 2025: The Good, the Bad and the Unhinged!

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.83.2K Ratings

🗓️ 25 December 2025

⏱️ 48 minutes

🧾️ Download transcript

Summary

💻 Register for our Take Back Your Money in 2026 livestream for free!   From Katy Perry’s brief trip in space to our favorite moments on Smart Money Happy Hour—we’re breaking down the best and worst of 2025! Grab a drink and help us reminisce on an unforgettable (and slightly unhinged) year.   Next Steps: 🎙️ Catch our episode Spilling the Financial Tea With Our Better Halves. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get up to 20% off with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🍸 You’re a Mean One Recipe from Westgate Resorts  11/2 ounces Midori melon liqueur 1 ounce white rum 5 ounces lemon-lime soda 1 maraschino cherry   Instructions: Fill a rocks glass with ice. Add Midori liqueur and rum. Top with soda and stir gently to combine. Top with maraschino cherry and enjoy!   Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Merry Christmas, everyone, and our gift to you, a 2025 recap you don't want to miss.

0:10.4

We were united. We have been divided in so many ways, but this united everyone.

0:15.4

It was like one of those elective surgery gone wrong. Wow. Was Winston nervous when you grab that out of his hand?

0:21.6

Was he like, what's about to happen?

0:22.6

Oh, for sure. He was like, oh, man, here she goes.

0:24.2

But he didn't stop me.

0:30.4

Hey, guys, I'm Rachel Cruz.

0:32.3

I'm George Camel.

0:33.9

And this is Smart Money Happy Hour.

0:40.1

Cheers, George. Merry Christmas. Thank you. and this is smart money happy hour cheers george merry christmas merry christmas what a fun drink oh man

0:45.9

the visual you gotta go watch this on youtube or spotify well this is the show we're

0:51.9

two friends who happen to money experts talk about what you're talking about. So everything from pop culture, current events, and money. And today we're sipping on a you're a mean one. I mean, is that a great? A Grinch-themed drink. Yeah, that's the song you could actually sing. It's like a talking singing. It's just like go as low as you can. What's the lowest?

1:12.1

Oh no, no, we're not doing this.

1:12.9

You're not tricking me into this. I almost felt for it. You're a mean one. It's got to be there. That's good. That was good. All right. Well, stick around. We're going to give you our rating and reveal the cost per glass at the end of the episode. So fun.

1:26.1

It has been quite the year.

1:27.9

2025.

1:28.7

Can you believe it's coming to an end?

1:29.7

It's been the longest decade of the episode. So fun. It has been quite a year.

1:28.1

2025. Can you believe it's coming to an end? It's been the longest decade of a year. I'm about to sound like an old woman, but do you feel like the years just go fast, the older you get? Where you're like, man. You know when you were a kid and it was like 2003 and you're like, it's going to be 20, 26 one day? And you're like, no, it's not.

1:43.3

And now it is.

1:44.5

And now it is.

1:45.4

Here we are.

...

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