We Combined Finances Now I'm Regretting It

The Ramsey Show Highlights

Ramsey Network

Investing, Education, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 12 May 2026

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	Okay, so my husband and I have been married for almost 20 years, and we recently combined finances.
0:14.0	What led to that combination?
0:18.0	You know, we just never combined them.
0:23.6	We got married very young.
0:25.6	We just never combined them.
0:27.6	And after we had my son about 11 years ago, I started asking, hey, can we combine them?
0:33.6	Because it was just a struggle to see who was paying for what and about 18 months ago
0:40.7	um after he got out of the military and we settled in a house he he said he agreed um and it's just
0:51.8	it hasn't been what i thought it would be and it's just, it hasn't been what I thought it would be, and it's very frustrating.
0:58.0	I've created budget, but he won't stick to a budget.
1:01.9	He won't help me create a budget, and I just feel like his spending is out of control,
1:07.5	and it stresses me out so much.
1:11.6	So the problem is that your combined income.
1:15.6	The problem is you have a husband that won't do life with you.
1:19.6	Right?
1:22.6	Like the flashing alarm signal is the overdrawn accounts.
1:30.1	The real issue here is you've sat down with your husband and said,
1:33.4	hey, can we do life together after being married for two decades?
1:36.3	And he has said through his actions, no, thank you.
1:38.8	I'm going to keep doing what I want to do.
1:41.3	Yeah.
	...

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