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The Ramsey Show Highlights

We're Getting More Money Than We Know What To Do With

The Ramsey Show Highlights

Ramsey Network

Investing, Education, Business, Self-improvement

4.5838 Ratings

🗓️ 11 May 2026

⏱️ 10 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

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0:07.0

Protect yourself at Xander.com.

0:10.0

I am coming into a bunch of money through a settlement, and I just, I don't have any financial background. I don't know what I'm doing. Like,

0:25.6

I'm going to go through the baby steps very quickly once I get that money, but then I have no clue what I'm doing here.

0:34.6

Wow. So I can tell this money right now feels a little bit like a

0:39.7

stressor and I can understand that. How much money is it? So the floor is a quarter million

0:45.9

dollars and the ceiling is five million dollars. Whoa. Wow. That's a big stretch. Can you give us

0:52.8

some variables as to what you know, which would

0:56.6

determine where it lands in that massive range? Basically, it's whatever, like, there's a history

1:05.7

of settlements with this particular company, the highest one settled for $180 million.

1:14.4

But it's not like, that's not 100% my situation.

1:19.1

When will you know?

1:22.1

My attorneys told me it'll settle this year.

1:25.7

Okay.

1:26.6

Okay.

1:44.5

But you know for a fact you're getting $250 at least? Minimum, yes. And you know that for a fact? For a fact, yeah. Okay. How much? So tell us to your financial situation. Give us a picture because you've said, hey, I'm not financially literate. What is that equated to? How much debt? Tell us what's going on.

1:46.4

Okay.

1:46.9

So the most I've ever made in a single year is $42,000.

1:56.6

And so we just did our taxes last year and we did $31,000.

2:03.2

Between the two of you?

2:05.2

Yeah.

2:05.9

You and your husband.

...

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