meta_pixel
Tapesearch Logo
Log in
The Ramsey Show Highlights

My Mom Expects Me To Financially Help Her (She Has No Savings)

The Ramsey Show Highlights

Ramsey Network

Investing, Education, Business, Self-improvement

4.5838 Ratings

🗓️ 12 May 2026

⏱️ 9 minutes

🧾️ Download transcript

Summary

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Connect with our Sponsors: If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off. Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started today with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: 🎙️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💡⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Brought to you by CHO, a budget-friendly faith-based alternative to health insurance.

0:07.6

CH Ministries.org slash budget.

0:10.6

My mom is 67 and currently living on Social Security.

0:15.8

She is married to my stepfather, and they both had pretty major surgeries this year my mom had a

0:22.6

back surgery and my stepdad had open heart surgery and they can't really work right now.

0:27.6

They bring home about $4,400 a month.

0:30.5

But I recently, she started like being short on things and finally I kind of asked to look at her finances and she has

0:39.9

$51,000 in credit card debt. She has zero savings, like literally zero. She has never

0:47.6

really been really good at money. She's lost two houses and filed bankruptcy before. I'm currently debt free after following baby steps, but I'm worth, um,

0:58.6

with my husband about $1.8 million.

1:01.3

And, um, she knows that I have money.

1:04.4

And so she keeps calling me and expecting me to help.

1:07.0

And I, I've, I kind of put all of her stuff into a budget for her and she keeps overspending

1:12.7

you know she'll show or door dash or something and then wonder why she's short every month

1:18.6

and so I'm trying to figure out how to kind of get it through to her that that like she has to

1:25.7

stop and I you know I've talked to my husband and we we just like

1:29.0

don't feel like helping her. Sure yeah what about your stepdad what's his role what's his

1:33.9

role in all this I mean they're both equally terrible at money just generally speaking and so

1:42.2

you know she's asked me to buy her a house and she's asked me to do

1:45.4

like all of these things. And I'm like, we can't do that. Like that's... Oh, this is extreme.

1:50.4

This is far worse than I asked my buddies for nachos, not a house. Oh, boy. And how long have they been

1:56.4

married? They've been married since I was five. Okay. So this is not like, oh, this is kind of new.

...

Transcript will be available on the free plan in 5 days. Upgrade to see the full transcript now.

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.