KFI AM 640. You're listening to the John Cobel podcast on the IHeart Radio app.

I'm Wayne Resnick sitting in until 4. And then if I understand things correctly,

Mark Thompson will be in for Mr. Tim Conway Jr. The Republican Convention is in a recess.

I think right now they're playing Red Rover, Red Rover,

and they're supposed to be, well, they said we would like you back in your seats at what would be

330 our time, 5.30 their time. And to resume the convention at around 345 our time.

So I don't know what they have on tap, but I do know this,

even when this show goes away and Mark Thompson takes over for Tim,

if something big is going on, an interesting speech or what have you,

KFI will bring that to you live, as we always do.

Well, you are probably aware, even if it didn't affect you directly,

you're probably aware that some companies have decided they don't want to do insurance business in California anymore,

particularly the housing insurance.

Because of all the fires and mudslides and flooding,

State Farm a few months ago said,

we will not renew 72,000 policies, farmers, all state, and several other companies.

I only name the big ones.

They're either limiting new policies, not writing any new policies, or if you're lucky, they're just tightening up the standards for you to get the insurance.

And this is all because they've had to lay out lots and lots of money for insured people for damage to homes caused by these various natural disasters.

And we know that starting with, you know, in around March, April 2020,

something happened. And prices went through the roof, right? Supply chain problems.

Price of building materials went up. Price of labor went up. And so not only were there more

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