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This is CBS, I'm the World, I'm John Batchler.

The FDIC, you've heard it in the news these last days because one of the approaches to the

crisis in the Silicon Valley Bang, the failure and what is to be done for the depositors, not

for the owners of stock, but for the depositors, is the FDIC.

What is that?

I welcome Francis Rose.

He is the host of FedGov today, a twice-weekly podcast of Francis' conversations with the

professionals who run the federal government, both in office and out-of-office, advising

and watching and using historical knowledge to how the federal government works.

We've got a very successful federal government, thank you very much, beginning June of 1933,

which your historians will know is immediately the date of the banking act passed by the Franklin

Delano Roosevelt administration to rescue the failed banks all across the nation in the

winter of 1933.

There was genuine heartfelt panic.

As close people didn't have any cash.

There was poverty, there was fear.

...