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Life Kit

Tips to save money across all parts of your life

Life Kit

NPR

Kids & Family, Business, Self-improvement, Education, Health & Fitness

4.33.9K Ratings

🗓️ 12 January 2026

⏱️ 17 minutes

🧾️ Download transcript

Summary

For a lot of us, this time of year often triggers a financial reckoning. As you recover from the holidays, here are 6 tips from past Life Kit experts on how to save money year-round.
 
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Transcript

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0:00.0

You're listening to Life Kit from NPR.

0:05.2

Hey, it's Mariel.

0:07.0

For a lot of us, this time of year can trigger a bit of a financial reckoning.

0:11.6

Like, all right, I spent a lot of money last year.

0:14.3

I have a big old credit card bill coming due soon.

0:17.5

Maybe it's time to cut back.

0:19.6

Easier said than done, especially if you're living paycheck to

0:22.6

paycheck, but we do have some ideas for you. On this episode of Life Kit, we bring you tips on how to

0:28.6

save money. This is not an exhaustive list, of course, but it is a start, because most of us don't have

0:34.5

unlimited funds. And when we find ways to save money, we're giving ourselves the freedom to spend intentionally on the things we really want.

0:48.7

All right. One of the biggest expenses in any household is food.

0:52.9

That's why I'm going to start here.

0:55.3

Takeaway one,

1:01.6

look for ways to cut costs at the grocery store. One tip is to buy filling and flexible foods.

1:06.9

Beth Moncel is the founder of Budget Bites, a cooking blog, and she likes to use inexpensive filling ingredients to bulk up her recipes. One of those is cabbage. Cabbage is so versatile because

1:12.8

it can go with so many different flavors and there's a lot of different ways you can prepare it and it's so

1:17.0

filling. Don't forget about potatoes, onions, carrots, even broccoli sometimes can be pretty inexpensive.

1:24.4

So take a look in your produce aisle for the ingredients that are a little bit lower price,

1:30.0

and just try adding those into your recipes, and it will really increase the number of

1:34.7

servings without increasing the cost. Lentals and other beans and legumes are another option.

1:39.8

You can add them to chili and soup, and you can pair these cheaper items with the more expensive

1:44.4

ingredients like meat. So, like if I make a pot of chili, normally a recipe for chili will

...

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