“This Is a Really Good Question”

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Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 14 February 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	I just have been tracking my budget for the last year, asking friends who have similar families
0:11.0	as me living in the area, how much they're spending on groceries every month.
0:15.0	And I am over by a couple hundred dollars every month. I've to bring it down but i just am not willing to
0:21.6	compromise on certain healthy foods and i've already made several compromises um the past couple years
0:28.2	so i just want to know how much should i be willing to compromise on healthy food in order to
0:33.3	keep a budget look you call the right this is a. Isn't it? And I can't think of a
0:39.2	better person to be sitting beside on this one because I'm in the middle here. You are. I don't
0:44.7	know where I'm at on this. Listen, what are you going to say? I'm going to lean on you. I'll tell you
0:49.2	what I think. So first off, I want to know what your numbers are. I want to know more about you before I go into it.
0:54.6	It's not going to change my answer. I just want to know. What are you spending on groceries? How big is
0:59.9	your family? Family of four. Yeah. So we are a family of four. I've got a five year old, sorry,
1:06.4	a family of five, new baby. He doesn't really count. So family of five, I'm spending't really count so family of five i'm spending
1:12.9	thirteen hundred dollars a month and when we first moved here i was spending it at a
1:17.1	really nice store and when that got two out of hand i moved down to a store that didn't
1:20.9	have as good of quality stuff when that got two out of hand i moved to a different one so for
1:25.1	some reason i just can't kick the $1,300 a month.
1:28.2	Okay. And what baby step are you on to?
1:31.9	We don't have any debt except for a mortgage, and we've got some savings.
1:38.2	Spend $1,400. Hold on. Okay. Don't get too excited over here, Mrs. Clean Food. How much your income, combined income? Okay. Don't get too excited. I'm just saying. This is clean food. How much your income?
1:46.1	Combined income? Just barely. We moved up to 120. Oh, yeah. Listen. Listen. Okay. And it doesn't change my
1:54.5	answer in the way that A. Well, yeah, what is your official? My official stance on this is when you're working the baby steps, you don't sacrifice your
	...

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