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I sent an email because I didn't think I could get on, but then I called and got on.

There you go, Kel.

Looky there.

You're live right now. This is exciting.

I have a two-part question. All right. About investment in the second part is about beneficiaries. Okay. All right. What's your first question?

I started watching Dave Ramsey heavily last year. I love you to invite all of you all.

Your perspectives on life and your sense

of humor. It's just amazing. But I'm always- Thank you. I feel like she's talking about me there,

so I really appreciate that, Kel. Thank you. I've always been, done well financially, like,

pretty decent, but there is definitely room for growth and improvement, and this show has really

helped me. As a social worker, I make about 886 annually, and I get about 4,200 a month for my rental

properties. I own the rental properties outright. I manage them myself, so there's not a whole lot of overhead.

There was this one episode, Dave talked about being able to charge low rent, give

grace and et cetera due to circumstances, and that just really resignated with me.

But also, I have quite a nest egg in savings, and that comes from a financial insecurity that I once had that I'm now healing.

So now I'm open to spending some, you know, leisure, having fun, and just invest in more.

There we go.

I've always wanted to the properties that I have, they're all single family homes.

And so I've always, the long time go out, I was like, hey, I'm dealing with that.

I want to do multi-unit.

And I think I'm ready, but I'm really not sure about the best way to go about doing that.

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