4.6 • 682 Ratings
🗓️ 13 February 2025
⏱️ 5 minutes
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0:00.0 | brought you by YREFI refinance your defaulted private student loans today at YREFI.com slash Ramsey. |
0:10.2 | Today's question comes from Jessica and Nevada. Jessica writes, my partner and I have been together for four |
0:15.9 | years. Both of us went through horrific divorces. We live together and have part-time custody of our young children from those marriages. |
0:23.6 | We are about to have a baby together, but do not want to get married even though we are in a committed, loving relationship. |
0:29.6 | How can we provide security and protection for each other and our baby in case something happens to one or both of us? |
0:35.6 | My partner has a very well-paying job. I'm a teacher. |
0:38.5 | Once we have a baby, I'll probably work part-time or stay at home for a while. So how can we |
0:43.7 | provide security and protection for each other and our baby in case something happens to one or both |
0:48.0 | of us? You're not like my answer, but get married. And give your kid a legal foundation for which, good gosh, what a mess. |
0:59.5 | I mean, that's what you need to do. |
1:01.0 | I mean, are you going to sit down with the wheels and a state's attorney? |
1:05.1 | I don't know the state of Nevada. |
1:06.3 | They may have some different legal things, but the greatest gift you could give your kid is to |
1:14.3 | process and heal from the horrific divorces and both of you all go to the therapy that you need |
1:18.9 | and get the care that you all need. And then don't throw the baby out with the bathwater. |
1:24.8 | And so you all had a, like, you went through a really tough car wreck. |
1:28.2 | That doesn't mean we never drive again, but that means we do need to get over the anxiety of |
1:31.7 | getting a car again. We got to get a new car, but we're going to have to get back out on the road |
1:36.2 | sometime. And so the safest thing you can do is get married. And then if one of you dies, then there's legal protections across the board there. |
1:46.0 | But I'd go talk to an estate attorney if you aren't going to do that. I don't really have an |
1:49.3 | answer for you other than that. Yeah, because I do feel like some people, it's like this avoidance |
1:54.9 | of like, I don't want marriage because it hurt last time. So we're going to just not deal with it |
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