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The Ramsey Show

This Family Drama Has a Gravitational Pull

The Ramsey Show

Ramsey Network

Self-improvement, Education, Business, Investing

4.538.5K Ratings

🗓️ 24 February 2026

⏱️ 128 minutes

🧾️ Download transcript

Summary

💵 ⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss: “My family business has $5 million in debt and I’m stressed about it” “My dad racked up $30,000 of debt and is being sued. How do we help him settle this?” “We’re nervous about working with a financial advisor, what should that relationship look like?” “Is it a good idea to take out a $150,000 loan to start a cattle business?” “We broke our lease and they sent us collections, what should we do?” “I don’t know how to invest my money in order to make it last for retirement” “Is it right to withhold inheritance from a sibling who will squander it?” “I just found out that my husband has been using the money my family loaned us to day trade” “How do I support my parents financially without enabling their bad behavior?” Next Steps: ✔️⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠. 🚢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🏢 ⁠⁠Join the Crusade! Apply Now!⁠⁠ 💻 ⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠⁠⁠⁠ Connect With Our Sponsors: Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠ to switch today! Go to⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠ Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠⁠ today to learn more Get started with ⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!   Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:06.5

Start budgeting for free today.

0:11.1

Normal is broken, common sense is weird, so we're here to help you transform your life.

0:16.8

From the Ramsey Network and the Fair Winds Credit Union Studio, this is the Ramsey Show.

0:22.1

I'm Dave Ramsey. Jade Washaw is my co-host today, Ramsey Personality, number one, best-selling author.

0:29.0

Our phone number here is AAA-825-5-225. The call is free and some say the advice is worth exactly what you pay for it.

0:37.5

Sean is in Fargo, North Dakota.

0:40.3

Hey, Sean, what's up in your world?

0:43.5

Oh, not much, Dave, just enjoying my life.

0:46.3

Good. How can we help?

0:49.1

So, I am kind of stressed out right now in the little, it's kind of in the pickle, it feels like

0:56.0

with my family.

0:57.8

They are, give or take five to six million dollars in their family business debt.

1:04.8

And I am struggling to, um, struggling, like, to cope with, like, my dad has been failing health,

1:16.1

and he owns the family business, and he is not worried about the major debt that his business has.

1:24.7

Okay.

1:25.9

Do you work there?

1:28.7

Part-time. Okay. Because I can't, I can't handle full-time there.

1:33.8

Can't handle it. What do you mean? You can't handle him?

1:37.9

No, just the ideology he has and the business feelings.

1:43.5

Okay.

1:47.0

So why is it bringing you stress?

...

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