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The Ramsey Show

My Mom Wrecked My Rental & I Have To Evict Her

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 25 February 2026

⏱️ 127 minutes

🧾️ Download transcript

Summary

💵 ⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠ Jade Warshaw and George Kamel answer your questions and discuss: “I received $530,000 in a settlement, how should I invest this?” “My mom can no longer afford to stay in my rental and caused $20,000 in damages. How do I pay for the repairs?” “My fiancée doesn't want me on the deed of her house. What should I do?” “My boyfriend's parents will stop paying for his school if we get married. Should we take out loans or wait to get married?” “My husband’s wages are being garnished for an auto loan. Should we take out a HELOC to make ends meet?” Next Steps: ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠. 💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🏢 ⁠⁠Join the Crusade! Apply Now!⁠⁠ 🚢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today 🏠 ⁠⁠⁠⁠Find a Ramsey Trusted Real Estate Agent⁠⁠⁠⁠ 💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠ Connect With Our Sponsors: Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠⁠ to switch today! Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠⁠⁠ today to learn more Get started with ⁠⁠⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!   Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:13.5

Normal is broke and common sense is weird. So we're here to help you transform your life.

0:18.4

From the Ramsey Network in the Fair Wes Credit Union Studio. This is The Ramsey

0:22.2

Show. I'm Jade Warshot next to me today. George Camel, be ready to get started, George. I'm pumped.

0:27.7

Let's do this. Let's get into it. We've got Brandon, who's here locally in Nashville, Tennessee.

0:32.6

Hey, Brandon. How can we help today? Hi, good afternoon. I appreciate you taking my call.

0:37.3

Most definitely. Well, I have. I appreciate you taking my call. Most definitely.

0:38.1

Well, I have a situation where I naively rented out my house to my mother about 13 years ago,

0:45.1

and she's fallen on very hard times because of some very bad decisions. And after trying to move

0:51.5

her out, we've identified maybe about $20,000 of damage as a very

0:56.4

rough estimate that needs to be taken care of. And I'm trying to decide where I should take these

1:02.2

funds from. Okay. Um, I'm assuming she has no money if she's fallen on hard times. Yeah, that's

1:09.8

correct. She actually owes more money than she has,

1:12.9

so very hard times. How long has this been going on? Well, the past two years, she quit her job.

1:21.5

She's been living off her retirement for the past two years, and she's exhausted all of those funds and has

1:30.0

when's the last time she paid rent um so this was the last month um i talked to her because it was

1:37.3

the first month she paid in cash and i thought that was very suspicious so i confronted her on

1:42.2

it and she told me she only has enough for one more month of

1:45.5

rent. So we've been spending the past few weeks trying to get her moved out so we can get repairs

1:51.0

done. Where is she going? That's still up in the air, either with myself or my younger brother,

1:58.7

which isn't, I don't believe either of those options are the best

2:01.8

option, but those are the only options we have currently. Is she, um, is she well? How old is she?

...

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