Financial Freedom Gives You Safety, Not Risk
The Ramsey Show
Ramsey Network
4.5 • 38.5K Ratings
🗓️ 23 February 2026
⏱️ 127 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. |
| 0:07.0 | Start budgeting for free today. |
| 0:13.0 | Normal is broke and common sense is weird, so we're here to help you transform your life. |
| 0:19.0 | From the Ramsey Network and the Fairwin's Credit Union Studio, I'm John Deloney joined by |
| 0:24.2 | George Camel, taking your calls on your money, your relationships, your work, everything, |
| 0:30.1 | anything you got going on in your life. |
| 0:31.5 | We're here, AAA 825-5-225. |
| 0:35.6 | Let's go right down the street to Nashville, Tennessee and talk to Ethan. |
| 0:39.4 | What's up, Ethan? |
| 0:42.3 | Hi, can you hear me? |
| 0:43.5 | I got you, man. |
| 0:44.3 | What's up? |
| 0:46.1 | Well, thanks for having me on today. |
| 0:48.2 | And I was calling because my wife and I were in baby step number two, |
| 0:52.9 | and we've made some pretty good progress, |
| 0:55.4 | but we've made it to our final, we call it the big dog. |
| 0:58.7 | It's our final big payment, and it's a student loan of $118,000. |
| 1:03.3 | That's one loan? |
| 1:05.2 | It's at a six. |
| 1:06.6 | Yes, my wife's the occupational therapist, and that was her graduate degree. |
| 1:12.0 | That is a big, big dog. |
| 1:14.6 | Yeah, that's why we named it that. |
... |
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