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Financial Audit

They F*cking Hate Each Other | Financial Audit

Financial Audit

Caleb Hammer

Investing, Education, Business, Self-improvement

4.3892 Ratings

🗓️ 12 January 2026

⏱️ 91 minutes

🧾️ Download transcript

Summary

*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, they lose their sh*t in the post-show, it's crazyyy... full fighting, calling out, hidden debt... no way this marriage lasts another 6 months Submit proof of purchase at https://hammerelite.com/proofofpurchase for reimbursement. 💸 Download DollarWise today: https://bit.ly/dollarwiseapp 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus ============================= *Sponsors for This Video* ============================= Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 ============================= Master Your Money with Caleb Hammer ============================= ⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer ⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch ============================= *Check Out My Resources* ============================= 👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus 👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer 👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb 👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer 👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ============================= *Chapters* ============================= 00:00 Intro 11:15 that’s actually really pathetic 22:35 of course they were at Whataburger lol 33:38 even more pathetic wtf 49:38 shoutout fetty wap ig 58:34 what is this dudes problem 01:18:56 theyre playing the blame game ============================= Want more content? ============================= 🍿Caleb Hammer LIVE: / @calebhammerlive 🍿 Financial Audit Follow-Ups here: / @financialauditfollowups ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Sanjeeves just received a decent bonus. Nice work, Sanjeeve. He knows he could invest all of the money, but he's seen a new watch he likes. He's not worried. With his HSBC Premier bank account and access to their financial advice service, he can get a personalised plan for the future and know how much you can spend a day. Everything's Premier when your bank account is. Search HSBC Premier. HSBC UK, opening up a world of opportunity. For financial advice, you need minimum £100,000. Other criteria and fees apply. Financial and other eligibility criteria apply for HSBC Premier. To watch episodes of Financial Audit a week earlier, check us out on YouTube. Hey, you know how I got this fucking fat, Caleb? Every time I fuck your mom, she makes me a sandwich. So if we want to keep going with the fat jokes, we can go there. I think the bottom line is we wouldn't be in so much trouble if she hadn't taken out a bunch of credit cards. Well, at least I have a high school degree. If he was married to you, he would smoke nicotine too. She will fucking pick a fight with a brick wall. We were in fucking Waterburger the other day. Some lady came in and bitched about her food and she's like, shut the fuck up!

0:56.3

It's not that big of a deal! fight with a brick wall. We were in Friken Waterburger the other day. Some lady came in and

0:54.2

bitched about her food and she's like, shut the fuck up. It's not that big of a deal. And it's like, dude, this is why I had to start carrying a gun in the car was because you start shit with everybody on the fucking road and then they get out of the car and want to come fucking fight me because of your fucking mouth. You're going to get us killed. So yes, guess I go smoke nicotine because I have to deal with you.

1:12.6

That sounds like a you problem. God damn it. That sounds like a you problem. It's a me problem?

1:16.6

Dude, having to put up with all this bullshit is killing me. So yeah, I smoke a little bit of fucking nicotine because if I don't, I'm gonna

1:23.7

jump off a building from having to do with all the bullshit that you fucking start.

1:29.3

You came for the finances.

1:31.4

What if you could have more?

1:33.5

Join Hammer Elite this month for free and discover what the number one membership on the platform has to offer.

1:39.4

See description for more details.

1:45.0

Hi, I'm Benjamin. I'm 31.

1:47.6

And I'm Zena. I'm 30. We're based out of Nevada, Texas.

1:51.1

And this is financial audit.

1:53.7

Yes, it is. Thanks for coming. I have no idea where the fuck that is, but that's okay.

1:58.2

I do know it's a small town based on what you told me before we started filming. So very curious to hear what we do for work in Nevada, Texas. What do you do for work

2:05.8

in Nevada, Benjamin? So I just recently got a job working for a gun supplier. They make guns

2:12.8

in Nevada. I actually commute out a little bit to grapevine, which is about an hour away. Another place that also no one knows. Your commute's an hour? Yeah. So we live basically. Why don't you live where industry is? Okay. Well, look, dude, like, it's not that fucking easy to find a job in DFW that isn't like horse slop right now. And so like you really have to dig.

2:35.4

It's literally one of the best job markets in the entire country, that Metro. You say that.

2:38.6

You say that. Well, metrics say that. Employers say that. Employees say that. All the data says that.

2:45.8

You don't say that. Well, I mean, but the reality of it is is that places are always hiring, right?

2:50.8

But I submitted over 75 job applications.

2:53.4

Or you're not qualified to anything to save your life. Well, actually, yeah, you're very close to DFW. I was going to say. What are you talking about? You're just in the last with a fake. Yeah, but it's like... So what do you do it? Okay, that's fine. So it's like an hour to go through traffic and bullshit.

...

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