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Financial Audit

I've Never Seen Anything Like This | Financial Audit

Financial Audit

Caleb Hammer

Investing, Education, Business, Self-improvement

4.3892 Ratings

🗓️ 14 January 2026

⏱️ 95 minutes

🧾️ Download transcript

Summary

*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, he doubles down, and my producers and I completely crash out on him... wtf is wrong with him?! Submit proof of purchase at https://hammerelite.com/proofofpurchase for reimbursement. 💸 Download DollarWise today: https://bit.ly/dollarwiseapp 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus *Sponsors for This Video* ============================= Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 https://www.creator-campaign.com/3GWLPS/293Z4R/?uid=13&sub1=yt ⬆️ Build up your credit score using Super ⬆️ Start banking smarter today through Chime® and get up to a $350 bonus here: https://chime.com/caleb Thanks to Chime for sponsoring this video! ============================= Master Your Money with Caleb Hammer ============================= ⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer ⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch ============================= *Check Out My Resources* ============================= 👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus 👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer 👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb 👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer 👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer Want more content? ============================= 🍿Caleb Hammer LIVE: / @calebhammerlive 🍿 Financial Audit Follow-Ups here: / @financialauditfollowups *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

To watch episodes of Financial Audit a week earlier, check us out on YouTube.

0:03.4

You spent $26,000 in a singular month. That was a good month. I've never heard of something like that. That is the first time in the history of this show. I had to go big. I was able to hit the Walmarts online and in store, Target online and in store. You spend double what you make. Yeah. I mean, that's all right. This is insane. There is no hope here.

0:21.3

I'm just going to let you know.

0:23.3

You came for the finance. You spend double what you make. Yeah, I mean, that's all right. This is insane. There is no hope here.

0:21.3

I'm just going to let you know.

0:23.6

You came for the finances.

0:25.7

What if you could have more?

0:27.8

Join Hammer Elite this month for free and discover what the number one membership on the platform has to offer.

0:33.8

See description for more details. All right, My name is Jeffrey. I'm from Hinesville, Arkansas. I'm 23, and this is Financial Audit. Yes, it is. Thanks for coming down to Austin. Absolutely. What do you do up in Hinesville? I do not know. You said Hinesville? Hinesville. Oh, Bill. You don't know about my town of 83 people? Oh, yeah. Everyone should know about my town. What do you do up in Heinz? I do not know. You said Hinesville? Hinesville? Oh, Bill. You don't know about my town of 83 people? Oh, yeah. What do you do for a living in a town of 83 people? I don't work in that town. I work a little bit outside of it, but right now I'm just running a shipping and handling department. So I bring in all the orders, send them all out. Nothing interesting. For Walmart? I wish it'd be getting paid a lot more But now Just a smaller company up there

1:14.0

I'm not going to say names, but, no, no, no, no. No name. Yeah. Running shipping and stuff, I guess. Okay. Cool. I'm doing for now, wanting to start, or I'm starting nursing in the spring that's coming up here. You're going to be a nurse. Hopefully. That's what I'm here for because I need to get these. That's what you're here for? I can't help you.

1:30.9

You're not going to a nurse. Hopefully. That's what I'm here for because I need to get to use.

1:28.5

That's what you're here for? I can't help you.

1:30.9

You're not going to give me my nursing license?

1:32.5

No. I'm going to have to go then. No, I need help with that part is because I'm going to

1:36.7

drop your shit and care of before you get to nursing school.

1:39.2

Yep. Well, that makes sense. Because I got to drop those hours down. Got to figure out how to afford everything going through that.

1:44.3

So that's why I'm here.

1:45.7

Well, okay.

1:47.0

Good.

1:47.4

I'm glad that's why you're here.

1:49.1

So what do you make?

1:51.3

Make about $6.50 a week right now, just about.

...

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