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Hello, I'm Martin Lewis, and this is the cunningly named the Martin Lewis podcast.

I do wonder what that's going to be about.

Now, usually much of it comes from my BBC Radio 5 live show with Adrian Charles, but don't worry,

there's also bonus money saving tips just for you lucky, lucky podcast listeners.

In today's pod, an update on car finance reclaiming. It's now thought 14 million people could be due payouts. Our big topic this

week is also an Ickle 1. Children's savings, probably the single most asked subject I get questions about.

So I'm going to run through savings products, junior ICERs, what tax children pay, child trust

fund, premium bonds, investing and even children's pensions. Also, lifetime ISAs, why sadly,

it looks like there's not going to be any improvements to this brilliant,

brittle, broken system soon.

This week's Tellers is on When Have You Felt the Richest?

And will Adrian get the mastermind right?

We can always hope.

The subject, personal loans.

Play the theme tune.

I got meals. I got paid. The subject, personal loans. Play the theme tune.

Martin, I should begin by saying, in reference to the not particularly in reference to the not particularly interesting saga of me trying to get the, my torn, 10-pound note replaced, I went to my local HSPC branch, and they said, oh, no, you've got to go to a full-service branch, or something I think they called and get that, which is about 15, 20 minutes away. So... Have you thought... Have you salotaped it, as I suggested? I haven't. I just want a nice new one. I don't want it. Why don't you sellotape it? And as long as it all fits together, a shop will probably take it. Well, sooner or later, I'll go to a shop, I'll hand it over and they'll give me back and I'll say, but Martin Lewis said, I've got to, you know, you've got to accept it. The formal thing to do is to send it to the Bank of England and said, but I would try sell a taping it and seeing if a shop accepts it because it is an integral integral 10 pound note that just has a rip down the middle, it should still be acceptable.

But legally, your legal right is to send it to the Bank of England.

Okay. I can tell you, lose some patience with me on this issue.

Don't worry, I won't stretch it into a third week.

Let's move on to car finance misselling and this ongoing situation.

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