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The Martin Lewis Podcast

Beat the energy price hike, flight delay compo, and the £1 train!

The Martin Lewis Podcast

BBC

Business

4.4929 Ratings

🗓️ 4 September 2025

⏱️ 63 minutes

🧾️ Download transcript

Summary

Martin has everything you need to know to keep your bills down ahead of the energy price cap going up in October. Also in the podcast: what to do if you’ve had a flight delayed in the past six years, you tell us the best quid you’ve spent in the last five years, and Mastermind was all about Capital Gains Tax – have you heard of the ‘Bed & Breakfast’ rule?

Transcript

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0:00.0

BBC Sounds, Music, Radio, Podcasts.

0:04.6

Hello, I'm Martin Lewis, and this is the cunningly named the Martin Lewis podcast. I do wonder what that's going to be about.

0:11.4

Now, usually much of it comes from my BBC Radio 5 live show with Adrian Childs, but there's also bonus money-saving tips just for you, lucky, lucky podcast listeners.

0:24.0

In today's part, the energy price cap is going to rise 2% in October, increasing bills for two-thirds of homes in England, Scotland and Wales.

0:30.7

So I'm going to take your questions on it, from whether to fix now to solar panel tariffs,

0:35.1

EVs and more. And one person listening live saved over 700 quid a year.

0:41.1

Plus, as we're back from the summer break, you may have gone abroad and had a flight delayed

0:45.6

or cancelled.

0:46.9

If so, you could be entitled to up to £520 per person fixed compensation.

0:53.3

And in fact, it doesn't just have to have been this summer. You can

0:56.3

go back up to six years on this. This week's tell us is all about what's the best quid you've ever

1:01.9

spent. One man bought a train. Yes, a train, not a train set, a train for a quid. Mastermind is all

1:09.6

about capital gains tax for selling shares.

1:12.3

How well do you know your capital gains tax rules?

1:14.6

And Adrian surprised me with a question about a ripped bank note.

1:18.6

It's my first one back.

1:19.9

I hope I'm not too rusty.

1:21.4

Let's play the theme tune.

1:22.6

I got meals.

1:25.0

I got to pay.

1:26.9

Someone don't work for a world. I got to pay. So I'm going to work for it.

1:30.4

I got a man.

...

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