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Hello and welcome to the cunningly named The Martin Lewis Podcast. I do wonder what that's going to be about.

And this is the first of our new The Martin Lewis Podcast question times, where each week you can send in your questions or call in and I will do my

best to answer them and we'll put a new one of these out every Monday.

In this week's question time, you're asking about how does the credit scoring system work and

could it be improved?

Could the government ever scrap the state pension?

How do you cut the cost of credit card debts?

Is a power of attorney worth it if you're married?

Is there a deadline to reclaim car finance?

What do you do with a maturing cash-eiser and a host more?

Want to know how it's all going to work?

Me too. Let's play the theme tune. I got how it's all going to work? Me too.

Let's play the theme tune.

I'm joined for this one, because's podcast only by podcast producer Matt.

First question time podcast. You are the voice of the listeners. It's got to be good. Have you a good selection of questions for me?

I think I've picked the best selection of questions and I'm very excited for the new pod.

Okay. And I'm very excited because this is podcast only unlike live. So I think I can

admit to those people listening to it. If you were to ask me a question that I didn't like,

I could just say, don't want to do it, move on to the next one. You would edit it out and it would

be seamless. So every question I'm sure will be good. Let's hope. Shall we go

into our first question? Yeah. Okay. Dog wees, that's their handle. Shouldn't we have a law

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