The Heart of The Messy Middle | Making a Millionaire

Money Guy Show

Brian Preston, CPA, CFP®, PFS and Bo Hanson, CFA, CFP® | Fee-Only Fiduciary Advisors

Investing, Education, Business

4.7 • 3.1K Ratings

🗓️ 11 May 2026

⏱️ 72 minutes

🔗️ Recording | iTunes | RSS

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Summary

Luke (29) and Anna (30) have a $342K net worth, but they're stuck in the messy middle with three kids under seven and completely different money philosophies. Luke tracks every dollar across dozens of budget categories while Anna feels micromanaged and exhausted by the rigidity. Financial Advisors, Brian Preston and Bo Hanson, walk them through restructuring their budget, creating wins for both spouses, and building a plan that funds both today's happiness and their even more beautiful tomorrow. With big dreams for their family and a passion project for scaling Luke’s sports camp business, they need to get on the same page fast. This episode shows how to bridge the gap between the analytical spouse and the experiential spouse, why a new budgeting strategy might be the key to saving their financial harmony, and how a 14% savings rate can still build an $8 million portfolio by age 65 when you have a better plan and a united vision. ⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Some follow the noise.
0:03.3	Bloomberg follows the money.
0:05.4	Because behind every headline is a bottom line.
0:09.3	Whether it's the funds fueling AI or crypto's trillion dollar swings,
0:13.8	there's a money side to every story.
0:16.5	And when you see the money side, you understand what others miss.
0:22.3	Get the money side of the story.
0:25.3	Subscribe now at Bloomberg.com.
0:30.9	Hey, it's your big McDonald's hunger calling.
0:32.5	And it's not just any kind of hunger.
0:34.5	It's the kind that calls for Big Arch.
0:37.9	Start with juicy beef, cheddar cheese, and big arch sauce.
0:40.0	Oh, and don't forget those crispy onions.
0:40.8	Hungry?
0:42.3	You are now.
0:46.3	Saved from 11 a.m., subject to availability.
0:47.8	Price and participation may vary.
0:50.3	When it comes to finances, are you guys often on the same page?
0:53.4	I think I just feel a little pigeonholed sometimes about we're just going to have to keep saving forever. It's always serious and it's never fun. And those things really, really like, wear it down on me. If I were to look at your budget, I'm wondering how many different categorical items I'm seeing. Right now, what I'm feeling is more of a communication issue than a dollars and cents issue. And that's the part I think that if y'all can get centered on that, you can do anything. So this conversation, like, hey, I signed us up for this thing. And then what? Well, he just said, I just wrote into this. I didn't know if we would get chosen. And I was like, oh, okay. I didn't know that you did that.
1:28.6	And yeah, then we basically talked about it. And he was like, why don't we just make it a weekend? And we'll just go and have a good time. So that kind of convinced me to do it. I love so. What are you expecting for? Like, what do you think we're about to talk about here? How is this about to go down? I don't know, just I guess process through our finances and how we work through it together.
1:47.5	Let's talk into who you guys are because, I mean, it was kind of fun, exciting to see. Y'all got some kids. Yeah, three of them. How old are kids? Our oldest, he turns seven next week. Our middle guy, he just turned four in January. And then our daughter,
2:01.9	she turns two at the beginning of April. So that's a boy and a girl. That's awesome. That sounds
	...

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