The financial order of operations shows you what to do with your next dollar, but what do you

do about things like life insurance, deeper tax strategy, and even estate planning?

Brian, I am so excited because today we're going to walk through how to build a financial

plan, including the specific areas that you should focus on based on your age.

So I'm Brian, he's Bo and we're financial

advisors here to fill in the missing gaps in your wealth building plan. And with that,

let's dive right in. So, Brian, when it comes to financial planning, there are really sort of six areas that

were taught about when you're studying for the CFP are coming into the industry.

And generally speaking, those areas are financial management, which is like budgeting and

cash flow, estate planning, retirement planning, investment planning, tax planning, and risk

management.

But what's interesting is even though these six

areas sort of permeate a well-rounded, well-thought-out financial plan, what you want to focus on

at each stage and in each decade varies based on where you are in your financial journey. So

that's exactly what we're going to walk through today. Based on where you are, what age you are,

what should you be focusing on if you're going to build your very own financial plan?

So we're wild and crazy enough financial advisors that we decided, let's go ahead and look at each

decade. With that, let's get into the 20s. So when we're talking about building a base,

one of the biggest things you can do for you is the shovel you use in your income. Because you're going to build 10,000 hours to become an expert at something. And we want to kind of give some color on that. There's just some data points, Bo, that I think give a lot of context. And I want people to pay attention to this. One in four young adults can't find jobs in their desired career paths. If you lay that over the fact that, listen to

this at, 62% of college graduates are not working in their intended careers after finishing

school. Now, look. The career that would align with the major that they got in college.

So they came find jobs in the careers that they went and chose. They also, 62% are not working

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