Let me show you how my husband and I got on a budget.

I'm going to teach you three principals tonight,

and I'm also going to show them to you on this beautiful wall back here.

Hello, Zoomers.

I'm going to show you how to make your budget.

We're going to do it three ways.

We're going to be detailed, realistic, and flexible.

That's how we're going to make a great budget. That is a plan that's not a punishment.

Okay? Now, whenever I build these budgets, I always always have a buddy backstage. His name is Bobby.

He's behind the scenes in the internet. And he's going to bring up every dollar on our beautiful

Zoom wall here so that you can see it. For a lot of you, you might be seeing it for the first time.

So let me give you an orientation to what you're seeing. Right now, that little left column over there, I don't want you to worry about that at all. Matter of fact, completely disregard that, okay? And then over here on the other side, you can disregard that column for right now, too. I want us to focus our attention to the center because that's where we're

talking about right now, okay? Because in the center, that's where the action happens. We've got

our income on the top and then at the bottom, it's all of our expenses. And at the end of the day,

that's really what a budget is, right? It's your income minus your expenses. So when we're talking

about doing the detailed budget, we're talking about filling in these

numbers with detail.

Okay?

So at the top, Bobby, show them where the income is.

So right there, you'll see it's kind of defaulted, her paycheck, his paycheck.

It doesn't have to stay like that.

You can add more, okay?

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