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The Ramsey Show Highlights

How Do I Not Resent My Husband’s Low Income?

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5840 Ratings

🗓️ 31 January 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by YREFI. Refinance your defaulted private student loans today at YREFI.com slash Ramsey.

0:10.1

All right. Today's question comes from Hannah in Nebraska.

0:13.5

Hannah writes, I'm a stay-at-home mom with two kids under the age of four.

0:17.2

My husband is a high school teacher making $56,000 a year and he works 10 to 15 hours a day.

0:23.4

During the summer, he works a job where he only earns $1,000 a month.

0:27.7

I understand he wants to make a difference in these young people's lives.

0:31.2

However, we can't make ends meet.

0:33.5

I make all our meals from scratch to save money, but it isn't enough.

0:37.4

We have $45,000 in consumer debt and and we owe $80,000 on a helot.

0:42.3

We drive junker cars that are paid off.

0:44.5

My husband is very good at his job, but earns so little and has crappy benefits.

0:49.2

They only cover his medical insurance, so the kids and I are on a separate health plan.

0:53.2

If I got a job, my whole

0:54.9

salary would go to daycare. I'm grateful for all the blessings God has given us, but today I felt

0:59.7

something break inside and I don't know how to move forward. What do I do with the feelings of resentment

1:04.8

that I have? That is a deep one. What do you think, Jade? You said it you said it earlier john about math not given a what about you

1:15.7

right um and i think this is one of those situations where there is a part of what we teach which is

1:25.2

this method for getting out of debt and finding financial peace, right?

1:28.4

For those of you who are not familiar with it, it's the seven steps, baby steps. And the first

1:33.6

three ones are like humdingers, right? Because it's, you're kind of doing the scorched earth thing

1:37.8

to get $1,000 saved, then you're going, you know, balls to the wall, you're paying off

1:41.3

your debt except your mortgage. And then you're continuing that intensity to get three to six months of expenses saved.

...

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