Teaching Canadians to be Financially Independent By Age 45: Interview with Timothy Stobbs, Author of Canadian Dream-Free at 45! RPF0129
Radical Personal Finance
Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP
4.2 • 1.9K Ratings
🗓️ 2 January 2015
⏱️ 63 minutes
🧾️ Download transcript
Summary
As we begin a new year, I think it's fitting to start with a discussion of financial independence!
My desire for all of you is that you may experience financial independence as you define it and that you may establish a workable plan this year toward its achievement.
Tim Stobbs is right in the middle of his financial independence plan. After stumbling across the idea of early retirement/financial independence, he was awakened to the possibility that an ordinary person could achieve it.
He set out a plan and started following it. He's now ahead of schedule!
Along the way, he wrote a book to teach others how to accomplish the same goal.
Topics include:
- Tim's personal plan
- Details on how to use Canadian retirement accounts to maximum effect
- Flexible work schedules and alternative working arrangements
- How financial independence (even partial) can lead to the easier achievement of other goals
- How having savings impacts the ability to get better jobs
Enjoy the interview!
Joshua
Links:
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Welcome to the Radical Personal Finance Podcast. |
| 0:02.0 | My name is Joshua Sheets. |
| 0:03.3 | I'm your host. |
| 0:04.0 | Today is Friday, January 2, 2014. |
| 0:08.0 | The first show of the new year, |
| 0:09.9 | and I think it's appropriate that we kick off the new year with the discussion of financial independence |
| 0:15.2 | and early retirement, one of my favorite themes. |
| 0:18.0 | Today I'm going to share with you an interview with Tim Stobs, who is the author of a blog entitled Canadian Dream Free at 45 and then also a book with a similar |
| 0:28.8 | name Free at 45 of how to achieve financial independence at an early age. |
| 0:34.0 | If you are planning on enhancing your financial life here in this new year in 2015, |
| 0:40.0 | then perhaps this is a great place for you to start by listening to someone else's comments and someone else's experiences |
| 0:47.8 | This show is from a Canadian perspective, but it's not intensely Canadian. |
| 0:53.0 | There's a little bit of discussion on the advantages and |
| 0:56.6 | disadvantage of pursuing financial independence |
| 0:59.6 | within the Canadian context versus other cultural contexts. |
| 1:03.5 | But the principles and ideas are indeed universally applicable. |
| 1:08.2 | So I hope you enjoy today's show. |
| 1:09.9 | Tim is a regular guy working on his goals. |
| 1:12.8 | Very interesting story. |
| 1:14.0 | It's a really great interview. |
| 1:15.2 | I will be back with you on Monday, the 5th of January, |
| 1:18.9 | back from the holidays, and I'm excited about a brand new year with all of you. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.