Stop Buying Things You Can't Afford - You'll Drown

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 18 July 2025

⏱️ 126 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

📈⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: "How do I prepare to raise my child alone?" "I regret buying my home. How do I get out of it?" "I took out life insurance and didn't pay for 25 years..." "How do I work through the Baby Steps if I'm already a millionaire?" "How do I sell my share of a home I own with my family?" Next Steps: ✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email.⁠⁠⁠ 💵⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! 💲Your Total Money Makeover starts here. ❤️‍🩹 Get trusted insurance coverage that fits your budget. ☀️ Shop the summer Black Friday sale now! Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠ Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ Go to ⁠⁠Boost Mobile⁠⁠ to switch today! Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ Get started today with⁠⁠ Churchill Mortgage⁠⁠ Get 20% off when you join ⁠⁠DeleteMe⁠⁠ Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ Visit⁠⁠ NetSuite⁠⁠ today to learn more For more information, go to ⁠⁠SimpliSafe⁠⁠ Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:14.0	Live from the headquarters of Ramsey Solutions, it's the Ramsey show where we help people build wealth, do work that they love,
0:25.5	and create actual amazing relationships.
0:29.4	I'm Dave Ramsey, your host, Ken Coleman, Ramsey Personality, number one bestselling author,
0:33.9	host of Front Row Seat, one of our big hits right now on Ramsey Networks.
0:38.8	He's my co-host today.
0:40.8	Open phones here at AAA 825-5-225.
0:44.6	Katie is in Newark, New Jersey.
0:46.9	Hi, Katie.
0:47.6	How are you?
0:49.6	Hi, it's nice to speak with you.
0:51.9	It's a privilege speaking with you.
0:53.5	You too.
0:54.8	How can we help?
1:01.5	So I'm calling because I'm currently six months pregnant with my first baby.
1:02.2	Wonderful.
1:09.8	And thank you. And I'm actually preparing to become a single mom.
1:15.3	And so my question is, how can I financially prepare for that,
1:21.0	especially considering that I do not anticipate filing for child support and receding it because the father of my child has become an unsafe person.
1:26.9	So I don't, I, I, I, um, don't anticipate receiving any income there.
1:34.0	Mm-hmm.
1:34.9	How old are you?
	...

Transcript will be available on the free plan in 1 days. Upgrade to see the full transcript now.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.