You Have To Fight For Peace And Quit Living In Chaos

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 17 July 2025

⏱️ 110 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ Dave Ramsey and Rachel Cruze answer your questions and discuss: "How do I get my adult children to become financially independent?" "I'm $200,000 in debt, should I file for bankruptcy?" "I'm worried about my fiancé's out-of-control spending." "My husband and I disagree on whether we should help our kid financially..." Next Steps: ✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email.⁠⁠⁠ 💵⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! 💸 Register for the free FPU Coordinator Rally and enter the $3k giveaway. 🏠 Find a Ramsey Trusted Real Estate Agent Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠ Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ Go to ⁠⁠Boost Mobile⁠⁠ to switch today! Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ Get started today with⁠⁠ Churchill Mortgage⁠⁠ Get 20% off when you join ⁠⁠DeleteMe⁠⁠ Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ Visit⁠⁠ NetSuite⁠⁠ today to learn more For more information, go to ⁠⁠SimpliSafe⁠⁠ Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:08.3	Start budgeting for free today.
0:13.7	Live from the headquarters of Ramsey Solutions, it's the Ramsey show, where we help people build wealth, do work that they love, and create actual amazing relationships.
0:29.1	Rachel Cruz, number one bestselling author, Ramsey Personality, co-host of the Smart Money Happy Hour.
0:34.4	My daughter is my co-host today.
0:37.0	The phone number is
0:37.7	AAA 825-5-225. Sarah is in Newark, New Jersey. Hi, Sarah. How are you? Hi. Well, my health
0:47.8	is not great, and I have to make some serious decisions about my estate, but I have several problems, and I don't
0:58.9	know what to do, and I'm desperate for advice.
1:02.0	Okay.
1:02.8	Well, I'm an expert on my opinion, so I'll give it to you.
1:07.3	Okay.
1:08.0	In a few months, I'll be 82.
1:11.0	Now, I've always had some physical limitations, but I've been very independent and have managed to have fairly decent life and acquire a lot of stuff.
1:25.4	So, but now my health is, I've had a lot of problems.
1:30.5	The doctors are still trying to figure out exactly what's wrong.
1:33.7	And so I need to, I did go to a lawyer for a preliminary will, but it didn't finalize it yet.
1:40.7	My problems are this.
1:43.5	I'm completely disorganized. I don't know where anything is.
1:49.2	And my house, if you've ever watched the TV shows about hoarders, my house looks like a hoarder's
1:56.8	house. The difference is I'm not hoarding trash. I'm hoarding collectibles and antiques. So I have to deal
2:06.6	with that as well. But what I really don't know what to do about is the fact that I owe back
	...

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