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The Ramsey Show

Take Debt Off The Table And Stay The Course

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.636.7K Ratings

🗓️ 21 July 2025

⏱️ 128 minutes

🧾️ Download transcript

Summary

📈⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ Ken Coleman and Dr. John Delony answer your questions and discuss: "How do I start over after my parents stole all of my money?" "Should I combine finances going into my second marriage?" "I'm a pilot and make purchases in multiple countries in one day. Is a debit card still my best option?" "My husband has excluded me from our finances for our entire marriage. Should I exit this relationship?" "I'm struggling to keep my bills current. How do I stop living paycheck-to-paycheck?" Next Steps: ✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email.⁠⁠⁠ 💵⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠ 🏠 Find a Ramsey Trusted Real Estate Agent ⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now! 🏫 Register for the free FPU Coordinator Rally and enter the $3k giveaway. Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠ Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ Go to ⁠⁠Boost Mobile⁠⁠ to switch today! Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ Get started today with⁠⁠ Churchill Mortgage⁠⁠ Get 20% off when you join ⁠⁠DeleteMe⁠⁠ Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ Visit⁠⁠ NetSuite⁠⁠ today to learn more For more information, go to ⁠⁠SimpliSafe⁠⁠ Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:13.0

This is the Ramsey Show, where America hangs out to have a conversation about their money, their profession, and their relationships.

0:20.5

We're so excited to have you with us, the phone number.

0:23.0

For you to jump in today is AAA 825-5-2-2-25.

0:27.0

Triple-8-8-25-5-2-25.

0:30.7

Alongside the esteemed Dr. John Deloney, I am not a doctor, but I've played one on TV. Ken Cohn. That's not true. I've never played a doctor on TV. But I would, I'd like the scrubs. You're the resident doctor back there. When we're trying to figure out how the world works. I think you have a doctorate in helping me navigate politics, which is a gift. I don't know how any of this stuff works, like, pragmatically and mechanistically, and you help with that.

0:55.9

They should release our conversations as we sit together. Unemployable. But yes, we do solve it all.

1:03.2

Man, if they would just ask us. That's true. We would help. But hey, we're here to help you win today. We start off in San Antonio, Texas, where Casey is joining us. Casey, how can we help?

1:15.1

Yes, sir. How are you today? Well, we're having a blast. What's going on with you?

1:18.8

My starting question is I had about $50,000 stolen from me by the parents, and I'm now in a lot of debt,

1:31.2

and I'm trying to figure out how to navigate the complex waters of starting over life.

1:37.0

I used to work at a top-tier trillion-dollar company in Texas,

1:42.2

and after everything that happened, I'd like to try to get back to a life that I enjoy.

1:50.4

Okay. You just dropped a bomb on us, and I feel like we're missing a sizable amount of detail.

1:56.0

So let's start with your 50 or somewhere around 50 and your parents stole 50,000 from you,

2:04.2

and somehow you have to start your life over. Bridge the gap for us. First of all, how did they

2:09.9

steal that money from you? Great question. We got to kind of rewind a long time ago. I, back in, today what they call a child influencer, back in the day they called child actors.

2:22.7

I used to be a child actor.

2:24.3

I had a trust fund.

2:25.4

That trust fund was stolen from in 1982.

2:29.2

I didn't find out about that theft until way later, basically, in my 40s.

2:34.8

And when I found out about that theft, which is currently an excess, which has a judgment

...

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