Smart Saving and Spending Tips to Try

The Rachel Cruze Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.8 • 3.6K Ratings

🗓️ 15 April 2024

⏱️ 22 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

💵 Sign up for EveryDollar today. Create a free budget! Show Description To win with money, you have to be intentional. From buying a car the smart way to cutting out unnecessary expenses, I’m sharing my favorite tips for saving and spending. Plus, here’s how to know if you’re keeping your money in the right place. In This Episode · 10 Cars You Should Never Waste Your Money On · 10 Things Frugal People Avoid at All Costs · 2 Budget Categories Everyone Must Have Next Steps · 🚙 Here are 10 cars under 10K: https://www.youtube.com/watch?v=2xFFsnW913M · 🙌🏼 Check out the Ramsey Car Guide: https://www.ramseysolutions.com/insurance/car-guide · 📚 Preorder my new kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/ · 🤩 Find more creative ways to save money: https://www.youtube.com/watch?v=eN2bt91r5BQ Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

Transcript

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0:00.0	What is
0:04.5	is something that you absolutely refuse to spend money on?
0:08.0	Frugal people never spend their money on.
0:10.0	Brand name foods at the grocery store.
0:13.0	But whatever it is, everyone has something
0:15.6	where they just draw the line,
0:17.0	and I'm always fascinated to hear people's answers.
0:19.6	Hi, you guys. Welcome to this episode of the Rachel Cruz Show podcast I'm so glad that
0:26.8	you're here oh my gosh I can't believe this week is here because my new kids book I'm glad for where I am launches this week on
0:35.9	April 16th. I am so excited about this so I wrote my first kids book about
0:41.3	contentment and this one is about gratitude and the same sweet little animals just go on this precious little adventure to find gratitude and what's really important in life and so I just cannot wait for your kids to read it and I hope you
0:55.4	guys enjoy it it is so near and dear to my heart so make sure to order your copy
0:59.0	today at Ramsey Solutions.com slash store. All right so so in this episode, we're going to chat about some things that frugal people
1:06.4	avoid and whether or not they're actually a good idea.
1:11.2	Then I'll talk through how to be intentional with your money and the two budget categories
1:15.4	everyone must have.
1:16.9	But first, let's discuss the top cars that you should never waste your money on.
1:21.7	Take a listen.
1:23.6	Well, hey, you guys, okay, so we talk a lot
1:25.8	about why you shouldn't have your identity
1:28.0	wrapped up in the car that you drive
1:29.8	because transportation is a basic need, right?
	...

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