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The Rachel Cruze Show

Be Smart With Your Money (and Enjoy Your Life)

The Rachel Cruze Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.83.6K Ratings

🗓️ 22 April 2024

⏱️ 26 minutes

🧾️ Download transcript

Summary

💵 Sign up for EveryDollar today. Create a free budget! Show Description It’s time to get realistic about your money. From the cost of happy living to budgeting secrets to choosing the right financial goals for your stage of life—here are practical steps you can take to build wealth and live a life of financial peace along the way. In This Episode · What It Actually Costs to Live Happily in America · 5 Lessons From 15 Years of Budgeting · How to Set Financial Goals at Any Income Level Next Steps · 🏡 Find out which Baby Step you’re on: https://www.ramseysolutions.com/get-started/gs/app/assessment · 👛 Shop the Rachel Cruze Wallet: https://store.ramseysolutions.com/money/budgeting-tools/rachel-cruze-wallet-camel/ · 🏧 Watch me critique someone’s budget: https://www.youtube.com/watch?v=ADH1inzM1Fc · 📉 Plan or track your progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator · 📲 Connect with a SmartVestor Pro: https://www.ramseysolutions.com/retirement/dave-ramsey-smartvestor?campaign_name=SV_PaidSearch&gad_source=1&gclid=Cj0KCQjwztOwBhD7ARIsAPDKnkAqZ48eXBf2_Np4awFIESNJLFW7sznuHp4FQnnz5Xci2hV40oQ8ZCwaAkytEALw_wcB Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights

Transcript

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0:00.0

We all know that the internet is full of hot takes and random advice and it's tough to know who to trust.

0:12.0

I can confidently say that I've seen majority of people win

0:16.5

using the same tried and true financial advice.

0:22.2

Hey guys, welcome to this episode of the Rachel Cruise Show podcast.

0:25.8

I'm so glad that you're here.

0:27.9

So in this episode, we'll chat about the most valuable lessons I have learned about

0:32.2

budgeting.

0:33.0

Then I'll talk through how to decipher and tackle your financial goals.

0:37.0

But first, let's talk about if money can really buy your happiness.

0:41.0

Take a listen.

0:42.5

Well, hey, you guys, a recent survey found that on average,

0:46.7

Americans need to make $105,000 per year

0:51.0

in order to be happy.

0:53.0

And I'll be honest, I was a little bit shocked.

0:55.0

I was like, all right, okay.

0:56.0

One thing I love about my job is that I get to talk to people each week on the Ramsey show

1:00.0

who are making progress financially and there's not a lot of them that are

1:05.3

earning six figures but this study might be onto something because the question

1:09.7

is can money really buy happiness?

1:13.0

So today, let's take a look at what it costs to

1:16.0

live happily in the U.S. and beyond.

1:19.0

And at the end of this episode,

...

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