Hello, and welcome to the cloud kitchens edition of Slate Money, your guide to the business and finance news of the week.

I'm Felix Salmon of Axios. I am joined in

the studio by Anna Schumansky of Breaking Views. Hello. And I am joined not in the studio by

Emily Peck of Huff Post. Emily, how's your snowball? And what is a snowball? Hello, first of all.

The snowball is this cool microphone that is round like a snowball.

I love it. Is it white? It's actually black. And it says blue on it. So there you go. I don't know.

I don't know what to do with that information. This is the problem with technology is you never really

understand it. We are going to talk a lot about the way that technology is you never really understand it.

We are going to talk a lot about the way that technology has changed the restaurant industry.

We're going to talk a bunch about the way the technology is changing video,

because, of course, we had the big launch of Disney Plus this week.

And what's the other thing we're going to talk about?

We're talking about the Apple card, man.

Oh, oh, of course.

How could I forget?

We are going to talk about the Apple card.

We're going to talk about whether or not Apple's glorious telephone-based credit card launched in conjunction with MasterCard and Goldman Sex is actually sexist.

All that coming up on Slate Money.

Let's talk about the Apple Card.

I am sitting opposite a blank chair, which would normally be sat in by Kathy O'Neill. I feel like

Kathy O'Neill is the spiritual presence in the room. She's actually traveling today, but she did

give an interview to Aaron Mack of Slate, if you want to read that. She, this is basically what

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