Hey, everybody. I'm your host, Carl White. You're listening to Loan Officer Freedom, number one

podcast in the world today for loan officers voted by you, by reviews and downloads. We're number one in both

those. And I really appreciate you making that

happen. And part of the reason is we bring you guys the inside scoop. So this is a in-promptu

recording. So I think it's going to go out tomorrow, which, yeah, I think it's going to go out

tomorrow. So we're going to date this one. Normally we don't date them, so we're going to date this one normally we don't

date them but we're going to date this one this is right before christmas and i was talking with

my dear friend paul dolin who had a great idea called the virtual holiday exchange on uh getting uh

well here paul i'll let you say.

So my good friend, Paul, don't, hey, Paul, for somebody new, you know, that's been under

a rock or something, give a, give a 30 second who Paul is.

Awesome. Thanks, Carl.

Awesome to be here and to share this with everybody.

It's something we tested over the last few weeks.

That's had phenomenal

results. So I am Paul Dolan. I've been in the Freedom Club with Carl White for eight years,

16 days, and 12 hours. So 37 seconds. And 37 seconds. All good time. So eight years in the

Freedom Club. And one of the leaders, one of the

coaches and just an all around good guy. You have your own branch. Where are you located? How many

states? And if you want to give the name or something. Yeah. So I'm actually physically located

in Georgetown, Texas, just out of Austin, but we work

virtually. We have a virtual national branch loan officers all across the country. Our bank is

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