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Jill on Money with Jill Schlesinger

Should I Be Making Financial Tweaks?

Jill on Money with Jill Schlesinger

Audacy

Education, Investing, Business, Self-improvement

4.61.9K Ratings

🗓️ 31 December 2025

⏱️ 14 minutes

🧾️ Download transcript

Summary

I'm 64 and wondering if I should be making any tweaks to my financial game plan?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Transcript

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0:00.0

Welcome to the Jill on Money Show. It's Wednesday, December 31st, New Year's Eve, gang. What a year it's been. Boy, we could not have gotten through it without all of you. You are the folks that make this show work, and we are so grateful for every single person who has written to us, who's come on the air with us, and who

0:22.1

listens to us. So thank you guys. This is a show that is about you. It was developed for you,

0:28.0

and you are really the key to our success. So we really are grateful for that. If you are finishing up

0:34.3

the year and you are looking at your financial life, well, maybe we can help

0:38.6

you out. All you need to do is go to our website, Jill onmoney.com, click the contact us button,

0:45.2

write us a note, check that box if you'd like to come on the air live, and Mark will do

0:49.8

everything else. While you're on the website, don't forget to subscribe to the free weekly newsletter.

0:55.2

Love that newsletter. That newsletter also will entitle you to receive my blog. So whenever I write,

1:00.6

you'll get something else, a little extra gift for the end of the year. Right now, let's talk to

1:05.5

Mary from Connecticut. So I just wondered if you could do that lookie that you often mentioned at my plan and just,

1:14.2

you know, make me feel a little better about it. And I think, you know, I have some questions on

1:18.8

things that maybe could be tweaked a bit. All right. So tell us about yourself. How old are you?

1:23.3

I'm 64. Married, single, partnered. Divorced, not partnered.

1:28.4

Okay, divorced.

1:29.8

And are you working?

1:31.7

I am working.

1:33.4

I am working.

1:34.7

My income is about 99,000 a year.

1:38.1

And I plan to work at least till 70.

1:41.6

And I think that's feasible.

1:42.9

And I'm hoping a couple of years longer so I can both have Social Security and an income at the same time to kind of... Look at you. You're taking advantage of the system. This is not even a scamming. This is just I want to work. So you must like what you do. That's good. I like what I do. I think I'd be bored if I didn't do it. And, you know,

2:01.3

I was home with my kids for a dozen years. So it's kind of still, I'm like in the prime of my career now.

...

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