Welcome to the Jill on Money Show. It's Tuesday, December 30th, and we are here talking to you about whatever is on your mind financially. And sometimes you've got big life decisions that you're making. You may not even realize how it impacts your financial life. Sometimes you get in touch with us talking

about something very specific and then we expand into something completely different. So if you've got

something cooking, get in touch with us. Go to Jill onmoney.com. Click the contact us button. Write us a

note. And if you'd like to join us live, check the box. That's what Jackie did.

She joins us from Nevada.

Hello, Jackie.

What's going on?

How can we help you today?

Well, I'm getting ready to retire.

I'm 63 years old, and I have lots of things on my plate.

The number one thing probably is years ago, when the market kind of crashed and burned and went

around, I put my investments in safe havens. And so now, because my husband and I, we felt like,

well, we made this money, we earned it, and we can't afford to lose anything. So, you know,

everyone always says, just stay the course. What goes down must come up. And so I'm

stuck. I feel like I need to do better at that. Okay. Well, but tell us a little bit about the

retirement and what your retirement might look like. For example, you say you're going to retire.

Will you be entitled to a pension?

I have a very small pension that's probably about $1,000 a month.

Sorry, $800 a month.

Do you have any other sources of income besides a pension?

And we'll talk about Social Security, but anything else, like a rental property, anything like that? There is a business that is worth about $2,000 a month, and equity

on that is about $500,000. That's great. So you'll have $2,800 a month guaranteed, not guaranteed,

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