She Keeps Choosing Debt Over Work

Financial Audit

Caleb Hammer

Self-improvement, Education, Business, Investing

4.3 • 892 Ratings

🗓️ 7 September 2023

⏱️ 54 minutes

🔗️ Recording | iTunes | RSS

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Summary

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:06 You make no money! 09:27 This is a mess 13:45 Stop using credit cards! 18:12 This is the worst bank to borrow from! 24:30 Spend Spend Spend 28:58 You need to budget! 35:40 Clean up this mess 44:05 Car problem from hell 52:10 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.
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0:15.3	Hi, my name's Jess. I'm from Montana, and this is Financial Audit.
0:19.6	And how old are you?
0:24.1	27. 27. Awesome. Well, thanks for coming down from Montana and this is financial audit and how old are you 27 27 awesome well thanks for coming down from Montana what do you do up there for a living I am a nanny right now so I've been in
0:29.2	child care a long time okay so how long you've been doing that since like before graduation high
0:34.3	school yeah like right after I graduated what made you want to go into that?
0:40.2	Well, I just, I don't know.
0:42.3	I've always kind of liked kids.
0:44.2	I took care of my siblings growing up and just kind of fell into it and got training and went from there.
0:52.1	Has it been a successful career so far?
0:54.5	No, it's not very good pay.
0:56.1	Oh, well, what are you making?
0:57.6	What do you think on a monthly basis on average?
1:00.1	So right now, I just recently started this nanny job like a couple months ago, and it's 16 an hour.
1:09.4	I feel like my friend, my friend who just watched some kids, like, who's 19 makes more than that.
1:15.9	Why is it so low?
1:17.9	I don't know.
1:19.1	Is this for a company or is this?
1:21.6	No, it's just privately.
1:24.2	Really?
	...

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