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Financial Audit

Quits His Job Every 6 Months And Wonders Why He Can’t Afford To Live

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 16 September 2023

⏱️ 55 minutes

🧾️ Download transcript

Summary

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:05 And that’s why we go hard on people 12:47 SOFI 17:25 Wow that changes things 20:15 Says he doesn’t spend money on BS… Okay 17:27 I’m scared for your future 29:18 You need to budget 35:18 How are you surviving? 39:04 You might need to sell the house…. 41:49 Aura 47:19 This is what I’d do 50:27 Time to bust A** 53:33 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Hey Jack, I'm seeing your business everywhere. Have you got a new marketing person or something?

0:04.8

You could say I've got a new secret weapon for print. Print? Oh, Vista print, right? That's not a secret.

0:10.8

How did you know? Come on. Custom posters, branded mugs, stylish flyers. Only one place prints all that. Vista print.

0:17.7

Yeah, I got business cards, stickers, t-shirts, booklets, signage, even photo books from my last holiday.

0:23.2

Print everything for your business with VistaPrint.

0:25.9

If you need it, we print it at vistoprint.co.uk.

0:30.0

Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.

0:35.3

Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. I'm Joshua. I'm 33 years old from the DFW area, and this is financial audit. Beautiful. Thank you for coming down. What do you do for living up in

0:54.2

DFW? I'm actually a firefighter EMT. Very cool. Okay. Well, thank you for helping save people's

1:00.5

lives. Absolutely. Yeah, that's awesome. What do you make doing both of those? Just like,

1:06.4

believe it's right at 61,250. And that's without overtime. Pretty specific. Now, how often is

1:13.2

overtime? Lately it's been often. So I've actually, the last two pay periods I've had between

1:19.9

30 and 40 hours overtime. Really? Yeah. Wow. Jeez. Okay, what's a pay period every two weeks?

1:26.1

Every two week pay period. And we're on a 28-day pay cycle.

1:29.7

So, like, I'll have like a $1,800 check, $1,800 check, and $1,300 check.

1:35.3

Okay. One of them is only 90 hours. So what would you say on average with some overtime months, some less overtime months? What hits your bank account on a monthly basis on average?

1:46.9

I guess it would probably be about 3,400. Okay. How do you feel living off 3,400?

1:53.4

It's, I mean, it's doable. How long have you been doing this? How long have you been making this

1:58.4

income? Since December. I just got hired in December. Oh, what were we doing before that? I was going to say, because you got yourself into quite a bit of debt. Yeah. So I've had quite a pass when it comes to both school and work. I've worked a lot of jobs because I went to college because that was kind of what you're supposed to do, right? Go to high school, go to college. What did you study? Economics. Graduate? Yes. Okay, cool.

2:17.7

Went to A&M. because I went to college, because that was kind of what you're supposed to do, right? Go to high school, go to college. What did you study?

2:18.7

Economics.

2:19.0

Graduate?

...

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