33-Year-Old Won’t Stop Fighting With Me

Financial Audit

Caleb Hammer

Self-improvement, Education, Business, Investing

4.3 • 892 Ratings

🗓️ 4 September 2023

⏱️ 68 minutes

🔗️ Recording | iTunes | RSS

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Summary

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 06:08 Rocket Money 09:02 Please no... 15:00 Dude you have TERRIBLE debt 20:45 Spend spend spend 27:00 Why are you using credit cards? 35:00 At least you have this... 38:35 You need to budget! 42:39 Your expenses are INSANE! 44:06 Let's clean up this mess 49:15 Please just do this 54:11 What are we doing here? 1:06:05 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents built to deliver resolutions for everyone.
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0:15.2	Hi, this is Colby, like the cheese. I'm 33. I'm based out of Fort Worth, Texas, and this is Financial Audit. Thanks for coming
0:22.3	down to Austin. What do you do in Fort Worth for a living? I'm a machinist. Okay, very
0:27.8	cool. What do you bring in with that on a yearly basis? About $55,000, between $50,000, depending
0:35.6	on overtime, things like that. Now, I know from just the brief conversation we had before this, you know, depending on overtime, things like that.
0:41.0	Now, I know from just the brief conversation we had before this, you know,
0:45.7	or in a marriage situation, but the finances are not fully intertwined,
0:47.8	but we do probably have a household income.
0:52.0	What is the overall household income, or is that the only income?
0:57.1	Household income, I would say, truthfully, it kind of varies.
1:02.5	You know, at this point, we haven't been together long enough with a steady income to really make that basis.
1:03.7	How long have you guys been together?
1:04.7	We've been together for about four years.
1:07.4	Oh, okay.
1:07.8	But the income is married, getting married and then having a baby, you know,
1:12.9	and COVID, it really hasn't been a steady, you know, solid situation.
1:18.5	Because at one point she was shut down.
1:20.3	I was still working because I was, what is that?
1:24.0	I guess considered essential. Oh, yeah. I was considered essential.
1:28.3	Oh, yeah.
	...

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